Chesapeake City property record for 728 Benefit Rd, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 1960 |
| Lot Size | 0.583 acres (25,395 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $418,000 (Oct 2022) |
| Tax Bill | $5,098 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Apr 2017 Line of Credit + 1 more |
| APN | 0850000000270 |
| Primary APN | 0850000000270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| 1st Floor Area | 1,242 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,395 sqft (0.583 acres) |
| Lot Dimensions | 46 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 345 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 728 BENEFIT RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-2321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1: AGRICU |
| Legal Description | PARCEL D RESUB PLT PAR A CURLING PROPERTY .583AC |
| Legal Subdivision | WHOLE MAP 085/SIR RALEIGH ESTATES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 21009 |
728 Benefit Rd is owned and occupied by two individuals who bought it in October 2022.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 728 BENEFIT RD, CHESAPEAKE, VA 23322-2321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage TIDEWATER MORTGAGE SERVICES INC |
| Apr 26, 2017 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK |
| Jan 30, 2017 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on File |
| Deed Sale | Oct 4, 2022 · Amount on File |
| Prior Sale | Feb 18, 2014 · Amount on File |
| Deed Document Number | 202230580 |
| Deed Book / Page | 10606 / 1080 |
| Prior Transfer Date | Jan 31, 2014 |
| Prior Transfer Doc | 9320/0711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Oct 4, 2022 |
| Property Address | 728 BENEFIT RD, CHESAPEAKE, VA 23322-2321 |
| Document Number | 10606/1080 |
| Book / Page | 10606 / 1080 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 220030580 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 728 BENEFIT RD, CHESAPEAKE, VA 23322-2321 |
| Document Number | 0220030581 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 220030581 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 728 BENEFIT RD, CHESAPEAKE, VA 23322-2321 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170011029 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 9780/195 |
| Instrument | 170011029 |
| Name | TOWNEBANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Apr 19, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 728 BENEFIT RD, CHESAPEAKE, VA 23322-2321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 170002656 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 9750/89 |
| Instrument | 170002656 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 728 Benefit Rd was $5,098.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518,600 (+2.73%) Land $181,600 Building $337,000 | $518,600 (+2.73%) Land $181,600 Building $337,000 | |
| 2025 | $5,098.00 | $504,800 Land $161,000 Building $343,800 | $504,800 Land $161,000 Building $343,800 |
| 2023 | $410,500 (+36.15%) Land $104,000 Building $306,500 | $410,500 (+36.15%) Land $104,000 Building $306,500 | |
| 2022 | $301,500 Land $101,000 Building $200,500 | $301,500 Land $101,000 Building $200,500 | |
| 2019 | $2,609.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 728 Benefit Rd; there have been 10 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1999–2025) |
| Claims Outside the SFHA | 10 of 10 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 728 Benefit Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
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