728 Beach Dr, Willard, OH 44890 Property Records

Huron County property record for 728 Beach Dr, Willard, OH 44890

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,680 sqft · built 1978
Lot Size	0.365 acres (15,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$112,500 (Sep 2019)
Tax Bill	$5,935 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-0710-02-033-0000`

Property Details

APN / Parcel Number

Primary APN	`14-0710-02-033-0000`
Alternative APN	`186546`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,680 sqft Living Area
1st Floor Area	2,000 sqft
2nd Floor Area	1,680 sqft
Basement Area	2,000 sqft
Unfinished Basement	694 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	15,900 sqft (0.365 acres)
Lot Dimensions	265 ft deep x 60 ft wide
Terrain	Rolling
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	720 sqft
Shed	1 Shed
Shed Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	186546
Street Address	728 BEACH DR
City	WILLARD
State	OH
Zip	44890-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 4 LOT 13 & 24 SUB 728
Legal Subdivision	HOLIDAY LAKES SUBDIVISION
Legal Lot Number	13
Jurisdiction	HURON OH
Township / Civil Division	GREENFIELD
Census Block Group	3
Census Block	3083
Census Tract	916100

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	728 BEACH DR, WILLARD, OH 44890-9753
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT FCU
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT FCU
Sep 10, 2019	Warranty Deed, Transfer FREMONT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2019 · Amount on Record
Deed Sale	Sep 10, 2019 · Amount on Record
Prior Sale	Jun 13, 2003 · Amount on Record
Deed Document Number	20194915
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	728 BEACH DR, WILLARD, OH 44890-9753
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 BEACH DR, WILLARD, OH 44890-9753

Mortgage

Document Number	202108160006077
Date	Aug 16, 2021
Instrument	202108160006077

Lender

Name	FREMONT FCU
Type	Credit Union
Address	FREMONT, OH 43420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	728 BEACH DR, WILLARD, OH 44890-9753
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	TUCKER ABSTRACT AND TITLE COMPANY, TUCKER ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202107150005236
Date	Jul 15, 2021
Instrument	202107150005236

Lender

Name	FREMONT FCU
Type	Credit Union
Address	FREMONT, OH 43420

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Sep 10, 2019
Property Address	728 BEACH DR, WILLARD, OH 44890-9753
Document Number	0000004915
Instrument Date	Sep 9, 2019
Instrument	4915
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	TUCKER ABSTRACT AND TITLE COMPANY, TUCKER ABS & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	728 BEACH DR WILLARD OH 448909753, WILLARD, OH 44890-9753

Mortgage

Document Number	4916
Date	Sep 10, 2019
Instrument	4916

Lender

Name	FREMONT FCU
Type	Credit Union
Address	FREMONT, OH 43420

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
County Subdivision	Greenfield Township
Unified School District	Willard City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,935.00 (+15.94%)	$171,330 (+20.49%) Land $13,060 Building $158,270	$489,520 (+20.49%) Land $37,320 Building $452,200
2024	$5,119.00 (+84.4%)	$142,200 (+101.82%) Land $13,060 Building $129,140	$406,290 (+101.81%) Land $37,320 Building $368,970
2023	$2,776.00 (-1.32%)	$70,460 (-) Land $11,170 Building $59,290
2022	$2,813.00	$70,460 Land $11,170 Building $59,290
2021			$201,320 Land $31,920 Building $169,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLARD CITY serves 7,099 people · EPA ID OH3901511
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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