728 Bay St, Fall River, MA 02724 Property Records

Bristol County and Fall River City property record for 728 Bay St, Fall River, MA 02724

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,249 sqft · built 1936
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2010)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0H-12 B:0000 L:0002`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0H-12 B:0000 L:0002`
Alternative APN	`M:0H=12 B:0000 L:0002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,249 sqft Living Area
Gross Area	2,812 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	728 BAY ST
City	FALL RIVER
State	MA
Zip	02724-1432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Subdivision	HEIRS ARIADNE J BORDEN
Legal Lot Number	2
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	4
Census Block	4012
Census Tract	640500

Owner

728 Bay St is owned and occupied by two individuals who bought it in December 2010.

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 BAY ST, FALL RIVER, MA 02724-1432
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2010 · Amount on File
Deed Sale	Dec 6, 2010 · Amount on File
Prior Sale	Jun 26, 2009 · Amount on File
Deed Book / Page	7580 / 239
Transfer Doc	2678000036
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Aug 14, 2020
Property Address	728 BAY ST, FALL RIVER, MA 02724-1432
Document Number	10202-113
Book / Page	10202 / 113
Instrument Date	Aug 14, 2020
Instrument	14095
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	728 BAY ST, FALL RIVER, MA 02724-1432

Mortgage

Document Number	10202-116
Date	Aug 14, 2020
Book Page	10202/116
Instrument	14096

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 728 Bay St was $3,536, up 5.6% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+5.62%)	$308,800 (+5.97%) Land $108,700 Building $200,100	$317,585 (+7.84%)
2024	$3,348.00 (+5.88%)	$291,400 (+13.08%) Land $104,700 Building $186,700	$294,500
2023	$3,162.00	$257,700 Land $86,500 Building $171,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 Bay St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	27 units insured incl. 26 condo units
Nearby Flood Claims	3 (1991–2005)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20