728 Addison Sq, Kalispell, MT 59901 Property Records

Flathead County property record for 728 Addison Sq, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,312 sqft · built 1949
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,080 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Feb 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R0796171`

Property Details

APN / Parcel Number

Primary APN	`R0796171`
Alternative APNs	`07-4078-27-1-02-62-0000` `0000976340`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Basement Area	1,312 sqft
Finished Basement	1,312 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Shed	1 Shed
Shed Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000976340
Street Address	728 ADDISON SQ
City	KALISPELL
State	MT
Zip	59901-6613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S27, T29 N, R21 W, TR 3AC IN NW4NE4
Legal Range	21W
Legal Township	29N
Legal Section	27
Legal Subdivision	CERTIFICATE OF SURVEY NO 9003
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	3
Census Block	3000
Census Tract	700

Owner

728 Addison Sq is owned and occupied by two individuals who acquired it in October 2007.

Source: Flathead County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	728 ADDISON SQ, KALISPELL, MT 59901-6613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 11, 2007
Transfer Doc	0000031555
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	728 ADDISON SQ, KALISPELL, MT 59901-6613
Transaction Type	Mortgage
Record Updated	Nov 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 ADDISON SQ, KALISPELL, MT 59901-6613

Mortgage

Document Number	202300020664
Date	Nov 20, 2023
Instrument	202300020664

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	728 ADDISON SQ, KALISPELL, MT 59901-6613
Transaction Type	Mortgage
Record Updated	Mar 18, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200004949
Date	Feb 24, 2022
Instrument	202200004949

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 728 Addison Sq was $2,080.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Helena Flats Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,080.00	$505,000
2025			$505,000 Land $175,000 Building $330,000
2023	$3,606.00	$444,400	$444,400 Land $125,600 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 728 Addison Sq in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 728 Addison Sq is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bullitt Communications Fixed Wireless	100 / 50

May also be available: Verizon.

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