728 5th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 728 5th St E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,752 sqft · built 1885
Lot Size	0.097 acres (4,240 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Jun 2024)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-14-0117`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-14-0117`
Alternative APNs	`8029640` `44540`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,752 sqft Living Area
1st Floor Area	1,056 sqft
Family Room	Family Room

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Combination
Construction Type	Wood
Lot Area	4,240 sqft (0.097 acres)
Lot Dimensions	106 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	44540
Street Address	728 5TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYMAN DAYTON ADDITION LOT 21 BLK 24
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	LYMAN DAYTON ADDITION
Legal Block	24
Legal Lot Number	21
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2001
Census Tract	34400

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	728 5TH ST E, SAINT PAUL, MN 55106-5115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2024	Quit Claim Deed, Transfer Quitclaim
Jan 30, 2024	Warranty Deed, Transfer
Sep 21, 2017	Deed of Trust, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2024 · Amount on Record
Deed Sale	Jun 7, 2024 · Amount on Record
Prior Sale	Dec 23, 1997 · Amount on Record
Deed Document Number	20245027906
Prior Transfer Date	Jan 7, 2024
Prior Transfer Doc	0005015397
Record Updated	Sep 20, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 30, 2024
Property Address	728 5TH ST E, SAINT PAUL, MN 55106-5115
Document Number	0A05015398
Instrument Date	Jan 7, 2024
Instrument	A05015398
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 5TH ST E, SAINT PAUL, MN 55106-5115

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 30, 2024
Property Address	728 5TH ST E, SAINT PAUL, MN 55106-5115
Document Number	0A05015399
Instrument Date	Jan 7, 2024
Instrument	A05015399
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 5TH ST E, SAINT PAUL, MN 55106-5115

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 30, 2024
Property Address	728 5TH ST E, SAINT PAUL, MN 55106-5115
Document Number	0A05015397
Instrument Date	Jan 7, 2024
Instrument	A05015397
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 5TH ST E, SAINT PAUL, MN 55106-5115

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 30, 2024
Property Address	728 5TH ST E, SAINT PAUL, MN 55106-5115
Document Number	0A05015400
Instrument Date	Dec 28, 2023
Instrument	A05015400
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 5TH ST E, SAINT PAUL, MN 55106-5115

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	728 5TH ST E, SAINT PAUL, MN 55106-5115
Document Number	0004679237
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 16, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	728 5TH ST E ST PAUL MN 551065115, ST PAUL, MN 55106-5115

Mortgage

Document Number	0004679237
Date	Oct 3, 2017
Instrument	4679237

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 2, 2037

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,800 (+7.97%) Land $23,300 Building $212,500	$235,800 (+7.97%) Land $23,300 Building $212,500
2025	$2,846.00 (-1.93%) Homeowner's exemption	$218,400 (+9.8%) Land $23,300 Building $195,100	$218,400 (+9.8%) Land $23,300 Building $195,100
2024	$2,902.00 (+35.73%)
2023	$2,138.00 Homeowner's exemption	$198,900 Land $12,100 Building $186,800	$198,900 Land $12,100 Building $186,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, T-Mobile.

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