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728 3rd St, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 728 3rd St, Union Beach, NJ 07735

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,204 sqft · built 1984
Lot Size0.172 acres (7,501 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Apr 2025)
Tax Bill$9,324 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN50-00018-0000-00005

Property Details

APN / Parcel Number

Primary APN50-00018-0000-00005
Alternative APNs
  • 500001800005
  • 131

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
Basement Area1,204 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Deck Area54 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number131
Street Address728 3RD ST
CityUNION BEACH
StateNJ
Zip07735-2561
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal SubdivisionRARITAN TOWNSHIP
Legal Block18
Legal Lot Number5
JurisdictionMONMOUTH NJ
Township / Civil DivisionUNION BEACH
Census Block Group2
Census Block2004
Census Tract801800

Owner

Source: Monmouth County and Union Beach Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address728 3RD ST, UNION BEACH, NJ 07735-2561
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2023Deed, Transfer · Conventional Mortgage
AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jan 30, 2023Deed, Transfer · Commercial Mortgage
KIAVI FUNDING INC
Oct 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2025 · Amount on Record
Deed SaleApr 24, 2025 · Amount on Record
Prior SaleApr 13, 2023 · Amount on Record
Deed Document Number202531583
Deed Book / Page9734 / 8685
Prior Transfer DateSep 25, 2019
Prior Transfer Doc0000091537
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateApr 13, 2023
Property Address728 3RD ST, UNION BEACH, NJ 07735-2561
Document Number0096409009
Book / Page9640 / 9009
Instrument DateMar 21, 2023
Instrument2023025356
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyCITY ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,263.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address207 MAIN ST, LAKEWOOD, NJ 08701-3308

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 3RD ST, UNION BEACH, NJ 07735-2561

Mortgage

Document Number2023025357
DateApr 13, 2023
Instrument2023025357
Lender
NameAMERICAN NEIGHBORHOOD MTG ACCEPTANC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateJan 30, 2023
Property Address728 3RD ST, UNION BEACH, NJ 07735-2561
Document Number0096325507
Book / Page9632 / 5507
Instrument DateJan 25, 2023
Instrument2023006892
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,473.20
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address728 THIRDS STREET, UNION BEACH, NJ 07735

Transferred To (Grantee/Buyer)

NameVerified Name
Address699 CROSS ST # 116, 116, LAKEWOOD, NJ 08701-4681
InvestorPossibly a Property Investor

Mortgage

Document Number2023006893
DateJan 30, 2023
Instrument2023006893
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONMOUTH NJ
Recording DateOct 1, 2019
Property Address728 3RD ST, UNION BEACH, NJ 07735-2561
Document Number0000091537
Book / Page009371 / 003999
Instrument DateSep 25, 2019
Instrument91537
Transaction TypeTransfer
Record UpdatedOct 25, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 3RD ST UNION BEACH NJ 077352561, UNION BEACH, NJ 07735-2561

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address728 3RD ST, UNION BEACH, NJ 07735-2561
Document Number0000016248
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address728 3RD ST UNION BEACH NJ 077352561, UNION BEACH, NJ 07735-2561

Mortgage

Document Number0000016248
DateFeb 10, 2017
Book Page009212/007756
Instrument16248
Lender
NamePROVIDENT BK
TypeBank
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityUnion Beach Borough
Unified School DistrictUnion Beach Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$468,500 (+7.78%) Land $265,300 Building $203,200$468,500 (+7.78%) Land $265,300 Building $203,200
2025$9,324.00 (+14.83%)$434,700 (+22.42%) Land $240,900 Building $193,800$434,700 (+22.42%) Land $240,900 Building $193,800
2024$8,120.00 (+16.83%)
2023$355,100 Land $162,800 Building $192,300$355,100 Land $162,800 Building $192,300
2022$6,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 256 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies268 units insured
incl. 12 condo units
Nearby Flood Claims363 (1978–2022)
Claims Outside the SFHA24 of 363
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 267 claims
  • Severe Storms And Flooding, Mar 2010 · 15 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

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