728 3rd Ave, Troy, NY 12182 Property Records

Rensselaer County and Troy City property record for 728 3rd Ave, Troy, NY 12182

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,576 sqft · built 1898
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$179,900 (Jun 2023)
Tax Bill	$1,550 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2017 Sale + 1 more
APN	`381700 80.40-3-11`

Property Details

APN / Parcel Number

Primary APN	`381700 80.40-3-11`
Alternative APN	`1702850`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	788 sqft
2nd Floor Area	788 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.04 acres)
Lot Dimensions	65 ft deep x 25 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1702850
Street Address	728 3RD AVE
City	TROY
State	NY
Zip	12182-2223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TF
Legal Description	2.5 STY FRM HSE 337-11 9-81/PT 265
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4008
Census Tract	40100

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	728 3RD AVE, TROY, NY 12182-2223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 23, 2017	Grant Deed, Transfer
Feb 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Prior Sale	Mar 23, 2017 · Amount on Record
Deed Book / Page	10416 / 244
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 23, 2023
Property Address	728 3RD AVE, TROY, NY 12182-2223
Document Number	0104160244
Book / Page	10416 / 244
Instrument Date	Jun 12, 2023
Instrument	2023-628948
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 MARVIN AVE # 1, 1, TROY, NY 12180-6424

Mortgage

Document Number	2023628949
Date	Jun 23, 2023
Instrument	2023-628949

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Mar 23, 2017
Property Address	728 3RD AVE, TROY, NY 12182-2223
Document Number	0081270242
Book / Page	008127 / 000242
Instrument Date	Mar 8, 2017
Transaction Type	Transfer
Record Updated	Apr 18, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 ANNADALE RD STATEN ISLAND NY 103123116, STATEN ISLAND, NY 10312-3116

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Feb 1, 2017
Property Address	728 3RD AVE, TROY, NY 12182-2223
Document Number	0080820320
Book / Page	008082 / 000320
Instrument Date	Jan 26, 2017
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Lansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,550.00 (+63.85%) Disabled Person's exemption Veteran's exemption
2025	$946.00 (-86.87%)	$94,000 (+5.62%) Land $6,300 Building $87,700	$161,000 (+26.67%) Land $10,790 Building $150,210
2023		$89,000 (-) Land $6,300 Building $82,700	$127,100 (+8.54%) Land $8,997 Building $118,103
2022	$7,205.00	$89,000 Land $6,300 Building $82,700	$117,105 Land $8,289 Building $108,816

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	23 (1996–2011)
Claims Outside the SFHA	1 of 23
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 14 claims Severe Storms And Flooding, Apr 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: SLICFiber, Verizon.

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