Lake County property record for 728 3rd Ave SE, Ronan, MT 59864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,224 sqft · built 2009 |
| Lot Size | 0.233 acres (10,149 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (Aug 2019) |
| Tax Bill | $2,096 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R1511545 |
| Primary APN | R1511545 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| 2nd Floor Area | 1,112 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,149 sqft (0.233 acres) |
| Garage Area | 1,608 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 364 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000009968 |
|---|---|
| Street Address | 728 3RD AVE SE |
| City | RONAN |
| State | MT |
| Zip | 59864-3134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MERILA ADD (RONAN), S01, T20 N, R20 W, BLOCK P, 10160 SQUARE FEET, AMND LT 4 |
| Legal Range | 20W |
| Legal Township | 20N |
| Legal Section | 01 |
| Legal Subdivision | MERILA ADD (RONAN) |
| Legal Block | P |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 940500 |
728 3rd Ave SE is owned and occupied by an individual who bought it in August 2019.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 728 3RD AVE SE, RONAN, MT 59864-3134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN |
| Aug 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage VALLEY BANK OF RONAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on File |
| Deed Sale | Aug 19, 2019 · Amount on File |
| Prior Sale | Jul 15, 2013 |
| Deed Document Number | 2019571461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MT |
| Property Address | 728 3RD AVE SE, RONAN, MT 59864-3134 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 590987 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 590987 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Aug 19, 2019 |
| Property Address | 728 3RD AVE SE, RONAN, MT 59864-3134 |
| Document Number | 571461 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 571461 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 66, RONAN, MT 59864-0066 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 541, RONAN, MT 59864-0541 |
| Document Number | 571462 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 571462 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 728 3rd Ave SE was $2,096, down 13.2% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Municipality | Ronan City |
| Elementary School District | Ronan Elementary School District (PK - 08) |
| Secondary School District | Ronan High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,096.00 (-13.25%) | $428,100 (-) | |
| 2025 | $2,416.00 | $428,100 | $428,100 Land $49,804 Building $378,296 |
| 2023 | $2,819.00 | $323,562 | $323,562 Land $33,272 Building $290,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 728 3rd Ave SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 728 3rd Ave SE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Western Montana CommunityTel Fiber | 100 / 100 |
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