7279 SE 12th Cir, Ocala, FL 34480 Property Records

Marion County property record for 7279 SE 12th Cir, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,433 sqft · built 2002
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Apr 2021)
Tax Bill	$12,721 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3634-140-000`

Property Details

APN / Parcel Number

Primary APN	`3634-140-000`
Alternative APNs	`2821655000` `2821655`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,433 sqft Living Area
Gross Area	6,997 sqft
1st Floor Area	3,725 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Custom Design
Exterior Material	Concrete Block
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	239 ft deep x 182 ft wide
Garage Type	Attached
Garage Area	944 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	681 sqft
Porch	Screened Porch
Porch Area	742 sqft
Patio Area	195 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7279 SE 12TH CIR
City	OCALA
State	FL
Zip	34480-6654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 09 TWP 16 RGE 22 PLAT BOOK 003 PAGE 089 COUNTRY CLUB OF OCALA UNIT II LOT 140
Legal Range	22E
Legal Township	16S
Legal Section	9
Legal Subdivision	COUNTRY CLUB OF OCALA
Legal Lot Number	140
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2011
Census Tract	2402

Owner

7279 SE 12th Cir is owned and occupied by two individuals who bought it in April 2021.

Source: Marion County records, as of September 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7279 SE 12TH CIR, OCALA, FL 34480-6654
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Feb 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK
Jun 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Apr 13, 2021	Deed, Transfer · Line of Credit MILLENNIUM BANK
Apr 18, 2017	Warranty Deed, Transfer · ARM AMERIS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Deed Document Number	202148533
Deed Book / Page	7434 / 1105
Prior Transfer Date	May 22, 2017
Prior Transfer Doc	0000052333
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Aug 19, 2026
Property Address	7279 SE 12TH CIR, OCALA, FL 34480-6654
Document Number	0000108027
Book / Page	8991 / 403
Instrument Date	Aug 10, 2026
Instrument	2026108027
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7279 SE 12TH CIR, OCALA, FL 34480-6654

Mortgage

Document Number	0000108027,
Date	Aug 19, 2026
Book Page	8991/403
Instrument	2026108027

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2051

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	7279 SE 12TH CIR, OCALA, FL 34480-6654
Transaction Type	Mortgage
Record Updated	Feb 21, 2023
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7279 SE 12TH CIR, OCALA, FL 34480-6654

Mortgage

Document Number	0079750416
Date	Feb 3, 2023
Book Page	7975/416
Instrument	2023013964

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	OCALA, FL 34471

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	7279 SE 12TH CIR, OCALA, FL 34480-6654
Transaction Type	Mortgage
Record Updated	Jun 23, 2022
Title Company	MARION LAKE SUMTER TITLE LLC, MARION LAKE SUMTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7279 SE 12TH CIR, OCALA, FL 34480-6654

Mortgage

Document Number	0077991003
Date	Jun 6, 2022
Book Page	7799/1003
Instrument	2022083258

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2037

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION FL
Recording Date	Apr 13, 2021
Property Address	7279 SE 12TH CIR, OCALA, FL 34480-6654
Document Number	0074341105
Book / Page	7434 / 1105
Map Reference	MB 3 PG 89-96
Instrument Date	Apr 12, 2021
Instrument	2021048533
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 772994, OCALA, FL 34477-2994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7279 SE 12TH CIR, OCALA, FL 34480-6654

Mortgage

Document Number	0074341107
Date	Apr 13, 2021
Instrument	7434/1107

Lender

Name	MILLENNIUM BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 18, 2017
Property Address	7279 SE 12TH CIR, OCALA, FL 34480-6654
Document Number	0065640110
Book / Page	6564 / 0110
Map Reference	MB3 PG89
Instrument Date	Apr 14, 2017
Instrument	2017034986
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	AFFILIATED TITLE OF CENTRAL

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 SE 73RD LOOP, 2150, OCALA, FL 34480-6693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 773686, OCALA, FL 34477-3686

Mortgage

Document Number	2017034987
Date	Apr 18, 2017
Instrument	2017034987

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	9.87%

Tax Assessment & Valuation

The 2025 property tax bill for 7279 SE 12th Cir was $12,721 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,721.00 Homeowner's exemption	$835,420	$1,038,754 Land $198,000 Building $840,754
2023	$12,081.00 (+3.86%) Homeowner's exemption	$788,229 (+4.24%) Land $165,000 Building $623,229	$862,704 (+6.15%) Land $165,000 Building $697,704
2022	$11,632.00 Homeowner's exemption	$756,135	$812,754 Land $150,000 Building $662,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7279 SE 12th Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7279 SE 12th Cir is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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