7278 Windsong Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7278 Windsong Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,397 sqft · built 2005
Lot Size	0.241 acres (10,483 sqft)
Owner	Individual Name on File
Last Sale	$451,700 (Jul 2021)
Tax Bill	$923 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-07-7-26-09-0-00111-00`

Property Details

APN / Parcel Number

Primary APN	`1-07-7-26-09-0-00111-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,397 sqft Adjusted Area
1st Floor Area	1,582 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,483 sqft (0.241 acres)
Lot Dimensions	95 ft deep x 66 ft wide
Patio Area	203 sqft

Location & Zoning

Street Address	7278 WINDSONG DR
City	OLIVE BRANCH
State	MS
Zip	38654-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WINDSTONE S/D PHASE I LOT #111
Legal Range	007
Legal Township	01S
Legal Section	26
Legal Subdivision	WINDSTONE S/D PHASE I
Legal Phase	1
Legal Lot Number	111
Jurisdiction	DESOTO MS
Township / Civil Division	2
Census Block Group	1
Census Block	1056
Census Tract	70524

Owner

7278 Windsong Dr is owned and occupied by an individual who bought it in July 2021.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Individual Name on File
Mailing Address	7278 WINDSONG DR, OLIVE BRANCH, MS 38654-6410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Jul 6, 2021	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Feb 3, 2020	Intrafamily Transfer, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Feb 3, 2020 · Amount on File
Deed Book / Page	963 / 573
Prior Transfer Date	Jan 31, 2020
Prior Transfer Doc	000911/031
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7278 WINDSONG DR, OLIVE BRANCH, MS 38654-6410
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6850 SAINT MICHEALS, OLIVE BRANCH, MS 38654-9604

Mortgage

Document Number	005285/577
Date	Jul 6, 2021
Book Page	5285/577

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Jun 23, 2022

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 6, 2021
Property Address	7278 WINDSONG DR, OLIVE BRANCH, MS 38654-6410
Document Number	000963/573
Book / Page	963 / 573
Map Reference	MB 70 PG 40-43
Instrument Date	Jun 23, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 THORNBUCK CV, 455, COLLIERVILLE, TN 38017-8218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7278 WINDSONG DR, OLIVE BRANCH, MS 38654-6410

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Feb 3, 2020
Property Address	7278 WINDSONG DR, OLIVE BRANCH, MS 38654-6410
Document Number	000911/031
Book / Page	0911 / 031
Map Reference	MB 70 PG 40-43
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	204 PICADILLY DR, 204, BATESVILLE, MS 38606-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7278 WINDSONG DR, OLIVE BRANCH, MS 38654-6410
Investor	Possibly a Property Investor

Mortgage

Document Number	0004879269
Date	Feb 3, 2020
Instrument	4879/269

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7278 Windsong Dr was $923.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$923.00	$15,472 Land $3,000 Building $12,472	$154,717 Land $30,000 Building $124,717
2023	$1,088.00	$15,472	$154,717 Land $30,000 Building $124,717

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7278 Windsong Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7278 Windsong Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, Northcentral Connect.

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