Howard County property record for 7278 Procopio Cir, Columbia, MD 21046
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,134 sqft · built 1986 |
| Lot Size | 0.039 acres (1,698 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Jun 2025) |
| Tax Bill | $4,553 (2026) |
| Deeds & Mortgages | Sep 2019 Loan Modification Aug 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-477070 |
| Primary APN | 06-477070 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,134 sqft Total Area |
| Basement Area | 420 sqft |
| Finished Basement | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,698 sqft (0.039 acres) |
| Porch | Slab |
| Porch Area | 140 sqft |
| Deck Area | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 477070 |
|---|---|
| Street Address | 7278 PROCOPIO CIR |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1647 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RA15 |
| Legal Description | LOT 33 .0396 A 7278 PROCOPIO CIR OAK VIEW VILLAGE |
| Legal Subdivision | OAK VIEW VILLAGE |
| Legal Lot Number | 33 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 606708 |
7278 Procopio Cir, a townhouse, is owned and occupied by an individual who bought it in June 2025.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7278 PROCOPIO CIR, COLUMBIA, MD 21046-1647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2019 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST BK |
| Aug 17, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2025 · Amount on File |
| Deed Sale | Jun 26, 2025 · Amount on File |
| Prior Sale | Mar 4, 1986 · Amount on File |
| Deed Book / Page | 22821 / 367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7278 PROCOPIO CIR, COLUMBIA, MD 21046-1647 |
| Document Number | 0189270426 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2019 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Address | 7278 PROCOPIO CIR COLUMBIA MD 210461647, COLUMBIA, MD 21046-1647 |
| Document Number | 0189270426 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 018927/000426 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7278 PROCOPIO CIR, COLUMBIA, MD 21046-1647 |
| Document Number | 0177870396 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7278 PROCOPIO CIR COLUMBIA MD 210461647, COLUMBIA, MD 21046-1647 |
| Document Number | 0177870396 |
|---|---|
| Date | Sep 5, 2017 |
| Book Page | 017787/000396 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7278 Procopio Cir was $4,553 with a homeowner's exemption, up 4% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,553.00 (+4.04%) Homeowner's exemption | $304,300 (+8.8%) | $353,500 (+26.39%) Land $170,000 Building $183,500 |
| 2025 | $4,376.00 Homeowner's exemption | $279,700 Land $125,000 Building $154,700 | $279,700 Land $125,000 Building $154,700 |
| 2023 | $255,633 | $279,700 Land $125,000 Building $154,700 | |
| 2022 | $2,742.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7278 Procopio Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7278 Procopio Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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