7278 Olive St, Highland, CA 92346 Property Records

San Bernardino County property record for 7278 Olive St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,592 sqft · built 2014
Lot Size	0.145 acres (6,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2019)
Tax Bill	$6,245 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1191-381-76-0000`

Property Details

APN / Parcel Number

Primary APN	`1191-381-76-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,592 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,330 sqft (0.145 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7278 OLIVE ST
City	HIGHLAND
State	CA
Zip	92346-3033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTION OF LOTS 10 AND 11, BLOCK 28 OF HARLEM SUBDIVISION IN THE CITY OF HIGHLAND, COUNTY OF SAN BERNARDINO, STATE OF CALIFORNIA, AS PER PLAT ON FILE IN BOOK 5, PAGE 91 OF MAPS, RECORDS OF SAID COUNTY AND STATE, MORE PARTICULARLY DESCRIBED AS FOLLOWS
Legal Subdivision	HARLEM SUB
Legal Block	28
Legal Lot Number	10,11
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2015
Census Tract	7409

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7278 OLIVE ST, HIGHLAND, CA 92346-3033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Feb 5, 2019	Grant Deed, Transfer · Conventional Mortgage ACTION ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2019 · Amount on Record
Deed Sale	Feb 5, 2019 · Amount on Record
Prior Sale	Mar 18, 2015 · Amount on Record
Deed Document Number	201938917
Prior Transfer Date	Mar 9, 2015
Prior Transfer Doc	0000104828
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	7278 OLIVE ST, HIGHLAND, CA 92346-3033
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7278 OLIVE ST, HIGHLAND, CA 92346-3033

Mortgage

Document Number	0000307797
Date	Jul 8, 2021
Instrument	2021-0307797

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 5, 2019
Property Address	7278 OLIVE ST, HIGHLAND, CA 92346-3033
Document Number	0000038917
Map Reference	MB 5 PG 91
Instrument Date	Jan 17, 2019
Instrument	2019-0038917
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7278 OLIVE ST, HIGHLAND, CA 92346-3033

Mortgage

Document Number	0000038918
Date	Feb 5, 2019
Instrument	2019-0038918

Lender

Name	ACTION ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,416 (+2%) Land $108,093 Building $250,323
2025	$6,245.00 (+7.84%) Homeowner's exemption	$351,389 (+4.04%) Land $105,974 Building $245,415
2023	$5,791.00 (+0.98%) Homeowner's exemption	$337,744 Land $101,859 Building $235,885
2022	$5,735.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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