7277 Orchard Cir, Penryn, CA 95663 Property Records

Placer County property record for 7277 Orchard Cir, Penryn, CA 95663

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,928 sqft · built 2009
Lot Size	0.66 acres (2,860 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Jun 2017)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-260-078-000`

Property Details

APN / Parcel Number

Primary APN	`043-260-078-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,928 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	2,860 sqft (0.66 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7277 ORCHARD CIR
City	PENRYN
State	CA
Zip	95663-9316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1UPDC
Legal Description	LOT 78 PENRYN PARK TRACT NO 947 MOR BB-51
Legal Subdivision	PENRYN PARK
Legal Tract	947
Legal Lot Number	78
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1009
Census Tract	21203

Owner

7277 Orchard Cir is owned and occupied by two individuals who bought it in June 2017.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7277 ORCHARD CIR, PENRYN, CA 95663-9316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 23, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 20, 2017	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA COM'L LLC
Jun 20, 2017	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2017 · Amount on File
Deed Sale	Jun 20, 2017 · Amount on File
Prior Sale	Nov 13, 2009 · Amount on File
Deed Document Number	201745491
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7277 ORCHARD CIR, PENRYN, CA 95663-9316
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084061
Date	Oct 25, 2019
Instrument	2019-0084061

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7277 ORCHARD CIR, PENRYN, CA 95663-9316
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071359
Date	Jul 15, 2020
Instrument	2020-0071359

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Dec 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7277 ORCHARD CIR, PENRYN, CA 95663-9316
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7277 ORCHARD CIR, PENRYN, CA 95663-9316

Mortgage

Document Number	0000056194
Date	Apr 23, 2021
Instrument	2021-0056194

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Feb 1, 2050

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 20, 2017
Property Address	7277 ORCHARD CIR, PENRYN, CA 95663-9316
Document Number	0000045491
Instrument Date	Jun 13, 2017
Instrument	45491
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7277 ORCHARD CIR PENRYN CA 956639316, PENRYN, CA 95663-9316

Mortgage

Document Number	45492
Date	Jun 20, 2017
Instrument	45492

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 19, 2047

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Jun 20, 2017
Property Address	7277 ORCHARD CIR, PENRYN, CA 95663-9316
Document Number	0000045490
Instrument Date	Jun 13, 2017
Instrument	45490
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1087 NEWCASTLE CA 956581087, NEWCASTLE, CA 95658-1087

Tax Assessment & Valuation

The 2025 property tax bill for 7277 Orchard Cir was $5,032 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$455,755 (+2%) Land $88,781 Building $366,974
2025	$5,032.00 Homeowner's exemption	$446,820 Land $87,041 Building $359,779
2023	$5,036.00 (+0.26%)	$429,471 Land $83,662 Building $345,809
2022	$5,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7277 Orchard Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7277 Orchard Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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