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7275 NE River Rd, Sauk Rapids, MN 56379 Property Records

Benton County property record for 7275 NE River Rd, Sauk Rapids, MN 56379

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,828 sqft · built 2022
Lot Size4.1 acres (178,596 sqft)
Owner2 Individual Names on Record
Last Sale$3,000 (Aug 2022)
Tax Bill$19,302 (2026)
Deeds & MortgagesAug 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN12.02089.00

Property Details

APN / Parcel Number

Primary APN12.02089.00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,828 sqft Living Area
1st Floor Area2,560 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleMulti-Family
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area178,596 sqft (4.1 acres)
Garage Area1,437 sqft
Pool Area1,000 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemRadiant

Location & Zoning

Street Address7275 NE RIVER RD
CitySAUK RAPIDS
StateMN
Zip56379-9321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-27 TWP-037 RANGE-031 THE COVE 7TH ADDITION LOT-002 BLOCK-001 4.10 AC
Legal Range031
Legal Township037
Legal Section27
Legal SubdivisionTHE COVE
Legal Block1
Legal Lot Number2
JurisdictionBENTON MN
Township / Civil DivisionWATAB
Census Block Group2
Census Block2029
Census Tract20205

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1086, SAINT CLOUD, MN 56302-1086
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on Record
Deed SaleAug 1, 2022 · Amount on Record
Deed Document Number2022462077
Prior Transfer DateJul 18, 2022
Prior Transfer Doc0000462077
Record UpdatedOct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateAug 1, 2022
Property Address7275 NE RIVER RD, SAUK RAPIDS, MN 56379-9321
Document Number0000462077
Instrument DateJul 18, 2022
Instrument462077
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 1086, SAINT CLOUD, MN 56302-1086

Mortgage

Document Number0000462078
DateAug 1, 2022
Instrument462078
Lender
NameAMERICAN HERITAGE NATIONAL BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.24%
Type Change DateAug 1, 2032
Change FrequencyAnnually
Min Rate At Change3.24%
Max Rate At Change5.24%
Index1-Year CMT
Max Rate9.24%

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
County SubdivisionWatab Township
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,302.00 (+380.87%)$1,772,500 (+147.66%) Land $309,600 Building $1,462,900$1,772,500 (+147.66%) Land $309,600 Building $1,462,900
2023$4,014.00$715,700 Land $246,800 Building $468,900$715,700 Land $246,800 Building $468,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims11 (1997–2022)
Most Recent ClaimMay 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 5 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemThe Cove Utility Association
private · serves 99 people · EPA ID MN1050010
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Benton Cooperative Telephone Company
Fiber		250 / 250
CenturyLink
DSL		140 / 20
Midco
Fixed Wireless		100 / 20

May also be available: Spectrum, Verizon.

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