7274 Elmo Ave, Theodore, AL 36582 Property Records

Mobile County property record for 7274 Elmo Ave, Theodore, AL 36582

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,232 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$42,600 (Sep 2019)
Tax Bill	$405 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R023802091000074`

Property Details

APN / Parcel Number

Primary APN	`R023802091000074`
Alternative APNs	`38 02 09 1 000 074.XXX` `01245147` `1245147`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	120 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1245147
Street Address	7274 ELMO AVE
City	THEODORE
State	AL
Zip	36582-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 29 BLK B CREIGHTONS 1ST ADD TO THEODORE MBK 9/421 #SEC 9 T6S R2W #MP38 02 09 1 000
Legal Range	06S
Legal Township	06S
Legal Section	09
Legal Subdivision	CREIGHTONS 1ST ADD
Legal Block	B
Legal Lot Number	29
Jurisdiction	MOBILE AL
Township / Civil Division	THEODORE
Census Block Group	2
Census Block	2001
Census Tract	7102

Owner

7274 Elmo Ave is owned and occupied by two individuals who bought it in September 2019.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7274 ELMO AVE, THEODORE, AL 36582-2206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2020	Warranty Deed, Transfer · VA Mortgage ENVOY MTG
Jan 14, 2020	Deed of Trust, Mortgage ALABAMA CAP
Oct 9, 2019	Deed of Trust, Mortgage ALABAMA CAP
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on File
Deed Sale	Sep 26, 2019 · Amount on File
Prior Sale	Sep 16, 2005
Deed Document Number	201956790
Prior Transfer Date	Sep 13, 2019
Prior Transfer Doc	0000056790
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 26, 2020
Property Address	7274 ELMO AVE, THEODORE, AL 36582-2206
Document Number	0000018800
Instrument Date	Mar 23, 2020
Instrument	18800
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7274 ELMO AVE THEODORE AL 365822206, THEODORE, AL 36582-2206

Mortgage

Document Number	18801
Date	Mar 26, 2020
Instrument	18801

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 25, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7274 ELMO AVE, THEODORE, AL 36582-2206
Document Number	0000002941
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6406 AIRPORT BLVD #C MOBILE AL 366083793, C, MOBILE, AL 36608-3793

Mortgage

Document Number	0000002941
Date	Jan 16, 2020
Instrument	2941

Lender

Name	ALABAMA CAP
Type	Funding / Finance Company
Address	SPANISH FORT, AL 36577

Agreement

Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7274 ELMO AVE, THEODORE, AL 36582-2206
Document Number	0000059797
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7274 ELMO AVE THEODORE AL 365822206, THEODORE, AL 36582-2206

Mortgage

Document Number	0000059797
Date	Oct 10, 2019
Instrument	59797

Lender

Name	ALABAMA CAP
Type	Funding / Finance Company
Address	SPANISH FORT, AL 36577

Agreement

Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7274 ELMO AVE, THEODORE, AL 36582-2206
Document Number	0000002485
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7274 ELMO AVE THEODORE AL 365822206, THEODORE, AL 36582-2206

Mortgage

Document Number	0000002485
Date	Jan 16, 2018
Book Page	007594/001978
Instrument	2485

Lender

Name	HOUSING FIN AUTH
Address	MONTGOMERY, AL 36117

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7274 Elmo Ave was $405 with a homeowner's exemption, up 4.7% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$405.00 (+4.65%) Homeowner's exemption	$7,260 (+3.86%) Land $400 Building $6,860	$72,600 (+3.86%) Land $4,000 Building $68,600
2024	$387.00 (+15.52%) Homeowner's exemption	$6,990 (+13.29%) Land $400 Building $6,590	$69,900 (+13.29%) Land $4,000 Building $65,900
2023	$335.00 Homeowner's exemption	$6,170 Land $400 Building $5,770	$61,700 Land $4,000 Building $57,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7274 Elmo Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7274 Elmo Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 83% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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