Shelby County property record for 7274 Eastern Ave, Germantown, TN 38138
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,269 sqft · built 1971 |
| Lot Size | 0.348 acres (15,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Aug 2000) |
| Tax Bill | $2,503 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | G0-230U-B0-0049 |
| Primary APN | G0-230U-B0-0049 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,269 sqft Living Area |
| Gross Area | 3,689 sqft |
| 1st Floor Area | 1,384 sqft |
| Utility Area | 81 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,150 sqft (0.348 acres) |
| Lot Dimensions | 150 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 551 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 7274 EASTERN AVE |
|---|---|
| City | GERMANTOWN |
| State | TN |
| Zip | 38138-4729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | WS EASTERN AVE 98.03 FT S OF PENBROOK COVE SEE MAP D2-30UB |
| Legal Subdivision | POPLAR PIKE WOODS REV |
| Legal Block | A |
| Legal Lot Number | 75 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21430 |
Source: Shelby County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7274 EASTERN AVE, GERMANTOWN, TN 38138-4729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Aug 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PHH MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2000 · Amount on Record |
| Deed Sale | Aug 2, 2000 · Amount on Record |
| Deed Document Number | 2000KJ-9423 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 23, 2026 |
| Property Address | 7274 EASTERN AVE, GERMANTOWN, TN 38138-4729 |
| Document Number | 0000051966 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202651966 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000051966, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202651966 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 7, 2041 |
| Rate | 5.71% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 7274 EASTERN AVE, GERMANTOWN, TN 38138-4729 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021128643 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 21128643 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 7274 EASTERN AVE, GERMANTOWN, TN 38138-4729 |
| Document Number | 0000087482 |
| Instrument Date | Aug 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7274 EASTERN AVE GERMANTOWN TN 381384729, GERMANTOWN, TN 38138-4729 |
| Document Number | 0000087482 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 87482 |
| Name | PHH MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2048 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Germantown City |
| Unified School District | Germantown Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,503.00 (-34.66%) | $93,075 (+22.99%) Land $21,950 Building $71,125 | $372,300 (+22.99%) Land $87,800 Building $284,500 |
| 2023 | $75,675 Land $12,450 Building $63,225 | ||
| 2022 | $3,831.00 | ||
| 2021 | $302,700 Land $49,800 Building $252,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jul 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GERMANTOWN WATER DEPT serves 37,738 people · EPA ID TN0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Copper | 1.5 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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