7274 122nd Ave N, Champlin, MN 55316 Property Records

Hennepin County property record for 7274 122nd Ave N, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,058 sqft · built 1983
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$231,829 (Aug 2016)
Tax Bill	$3,992 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-24-0071`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-24-0071`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,058 sqft Living Area
Gross Area	2,317 sqft
1st Floor Area	1,058 sqft
Basement Area	784 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	123 ft deep x 98 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	475 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	95 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7274 122ND AVE N
City	CHAMPLIN
State	MN
Zip	55316-2123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 027 BLOCK 003 A MISSISSIPPI SHORES S 98X123X62X125
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	24
Legal Subdivision	MISSISSIPPI SHORES
Legal Block	3
Legal Lot Number	27
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1009
Census Tract	26906

Owner

7274 122nd Ave N is owned and occupied by an individual who bought it in August 2016.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7274 122ND AVE N, CHAMPLIN, MN 55316-2123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED HEALTHCARE CREDIT UNION
Dec 14, 2020	Deed of Trust, Mortgage · Conventional with PMI PARAMOUNT RESID'L MTG
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORTRUST BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2016 · Amount on File
Deed Sale	Aug 9, 2016 · Amount on File
Deed Document Number	201610343621
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Jul 17, 2026
Property Address	7274 122ND AVE N, CHAMPLIN, MN 55316-2123
Document Number	0011480249
Instrument Date	May 18, 2026
Instrument	202611480249
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7274 122ND AVE N, CHAMPLIN, MN 55316-2123

Mortgage

Document Number	0011480249,
Date	Jul 17, 2026
Instrument	202611480249

Lender

Name	ASSOCIATED HEALTHCARE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7274 122ND AVE N, CHAMPLIN, MN 55316-2123
Document Number	0010890338
Instrument Date	Dec 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7274 122ND AVE N CHAMPLIN MN 553162123, CHAMPLIN, MN 55316-2123

Mortgage

Document Number	0010890338
Date	Dec 23, 2020
Instrument	10890338

Lender

Name	PARAMOUNT RESID'L MTG
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7274 122ND AVE N, CHAMPLIN, MN 55316-2123
Document Number	0010819490
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7274 122ND AVE N CHAMPLIN MN 553162123, CHAMPLIN, MN 55316-2123

Mortgage

Document Number	0010819490
Date	Jul 24, 2020
Instrument	10819490

Lender

Name	CORTRUST BK NA
Type	Bank
Address	MOUND, MN 55364

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 23, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 7274 122nd Ave N was $3,992 with a homeowner's exemption.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,992.00	$339,200 Land $92,000 Building $247,200	$339,200 Land $92,000 Building $247,200
2023	$3,687.00 Homeowner's exemption
2022		$332,000 Land $96,000 Building $236,000	$332,000 Land $96,000 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7274 122nd Ave N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7274 122nd Ave N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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