72730 Palmer Junction Rd, Elgin, OR 97827 Property Records

Union County property record for 72730 Palmer Junction Rd, Elgin, OR 97827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,946 sqft · built 2000
Lot Size	4.66 acres (202,990 sqft)
Owner	Individual Name on File
Last Sale	$539,900 (May 2026)
Tax Bill	$3,650 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2020 Sale & Mortgage
APN	`02N3926 400`

Property Details

APN / Parcel Number

Primary APN	`02N3926 400`
Alternative APNs	`02N39E2640002304` `13509`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,946 sqft Living Area
1st Floor Area	1,946 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	202,990 sqft (4.66 acres)
Garage Type	Attached
Garage Area	432 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft
Shed	1 Shed
Shed Area	96 sqft

Location & Zoning

Account Number	13509
Street Address	72730 PALMER JUNCTION RD
City	ELGIN
State	OR
Zip	97827-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UC-A4
Legal Lot Number	400
Jurisdiction	UNION OR
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1216
Census Tract	970100

Owner

72730 Palmer Junction Rd is owned by an individual who bought it in May 2026.

Source: Union County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	69247 CLARK CREEK RD, ELGIN, OR 97827-8328
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE EXPRESS LLC
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Aug 8, 2024 · Amount on File
Deed Document Number	20261373
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	May 29, 2026
Property Address	72730 PALMER JUNCTION RD, ELGIN, OR 97827-8227
Document Number	0020261373
Instrument Date	May 28, 2026
Instrument	20261373
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	EASTERN OREGON TITLE INC, EASTERN OREGON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	69247 CLARK CREEK RD, ELGIN, OR 97827-8328

Mortgage

Document Number	0000001374,
Date	May 29, 2026
Instrument	20261374

Lender

Name	MORTGAGE EXPRESS LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Sep 11, 2020
Property Address	72730 PALMER JUNCTION RD, ELGIN, OR 97827-8227
Document Number	0020203048
Instrument Date	Sep 11, 2020
Instrument	20203048
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	EASTERN OREGON TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 W 1100 N, OREM, UT 84057-8439

Mortgage

Document Number	0020203049
Date	Sep 11, 2020
Instrument	20203049

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 72730 Palmer Junction Rd was $3,650.

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Unified School District	Elgin School District 23 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,650.00	$322,410 Land $91,600 Building $230,810	$453,150 Land $128,150 Building $325,000
2023	$3,533.00	$313,020 Land $88,930 Building $224,090	$437,100 Land $121,420 Building $315,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 72730 Palmer Junction Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 72730 Palmer Junction Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 57% of Oregon
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless	25 / 5

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Palmer Junction Rd

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