7273 Osprey Dr, Lanexa, VA 23089 Property Records

James City County property record for 7273 Osprey Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,130 sqft · built 1999
Lot Size	0.458 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Sep 2022)
Tax Bill	$1,512 (2019)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-1 08-0-0017`

Property Details

APN / Parcel Number

Primary APN	`19-1 08-0-0017`
Alternative APN	`8406`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,130 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.458 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	8406
Street Address	7273 OSPREY DR
City	LANEXA
State	VA
Zip	23089-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-17 S-7 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	17
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1027
Census Tract	80306

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7273 OSPREY DR, LANEXA, VA 23089-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Sep 7, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on Record
Deed Sale	Sep 7, 2022 · Amount on Record
Prior Sale	Dec 2, 2016 · Amount on Record
Deed Document Number	202213242
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7273 OSPREY DR, LANEXA, VA 23089-9410
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7273 OSPREY DR, LANEXA, VA 23089-9410

Mortgage

Document Number	0202601605
Date	Feb 9, 2026
Instrument	202601605

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 7, 2022
Property Address	7273 OSPREY DR, LANEXA, VA 23089-9410
Document Number	0202213242
Instrument Date	Sep 1, 2022
Instrument	202213242
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7273 OSPREY DR, LANEXA, VA 23089-9410

Mortgage

Document Number	0202213243
Date	Sep 7, 2022
Instrument	202213243

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,300 (+42.02%) Land $81,100 Building $206,200	$287,300 (+42.02%) Land $81,100 Building $206,200
2023		$202,300 Land $53,500 Building $148,800	$202,300 Land $53,500 Building $148,800
2019	$1,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE COLONIES serves 548 people · EPA ID VA4127115
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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