7272 Circulo Papayo, Carlsbad, CA 92009 Property Records

San Diego County property record for 7272 Circulo Papayo, Carlsbad, CA 92009

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,225 sqft · built 2004
Lot Size	0.232 acres (10,111 sqft)
Owner	Company Name on Record
Last Sale	$1,416,000 (Sep 2019)
Tax Bill	$18,033 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-612-18-00`

Property Details

APN / Parcel Number

Primary APN	`223-612-18-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,225 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	10,111 sqft (0.232 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7272 CIRCULO PAPAYO
City	CARLSBAD
State	CA
Zip	92009-8698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 57 TR 014379
Legal Subdivision	CARLSBAD COURT
Legal Tract	014379
Legal Block	4
Legal Lot Number	57
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4001
Census Tract	17109

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7272 CIRCULO PAPAYO, CARLSBAD, CA 92009-8698
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ALLY BANK
Oct 15, 2021	Intrafamily Transfer, Transfer MORTGAGE CONNECT LP
Sep 20, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on Record
Deed Sale	Sep 20, 2019 · Amount on Record
Prior Sale	Aug 6, 2012 · Amount on Record
Deed Document Number	2019415620
Last Transfer Date	Oct 8, 2021
Transfer Doc	0000719472
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	7272 CIRCULO PAPAYO, CARLSBAD, CA 92009-8698
Document Number	0000719470
Map Reference	MAP 14379
Instrument Date	Oct 8, 2021
Instrument	2021-0719470
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7272 CIRCULO PAPAYO, CARLSBAD, CA 92009-8698

Mortgage

Document Number	0000719471
Date	Oct 15, 2021
Instrument	2021-0719471

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2021
Property Address	7272 CIRCULO PAPAYO, CARLSBAD, CA 92009-8698
Document Number	0000719472
Map Reference	MAP 14379
Instrument Date	Oct 8, 2021
Instrument	2021-0719472
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7272 CIRCULO PAPAYO, CARLSBAD, CA 92009-8698

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 20, 2019
Property Address	7272 CIRCULO PAPAYO, CARLSBAD, CA 92009-8698
Document Number	0000415620
Instrument Date	Aug 29, 2019
Instrument	415620
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,557.60
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7272 CIRCULO PAPAYO CARLSBAD CA 920098698, CARLSBAD, CA 92009-8698

Mortgage

Document Number	415621
Date	Sep 20, 2019
Instrument	415621

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,579,569 (+2%) Land $864,525 Building $715,044
2025	$18,033.00 (+6.38%) Homeowner's exemption	$1,548,598 (+4.04%) Land $847,574 Building $701,024
2023	$16,952.00 (+1.67%) Homeowner's exemption	$1,488,465 Land $814,662 Building $673,803
2022	$16,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Cox Communications, Ting, Verizon.

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