7272 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7272 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1947
Lot Size	0.218 acres (9,496 sqft)
Owner	Individual Name on Record
Last Sale	$113,900 (Mar 2021)
Tax Bill	$2,087 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`593-0008-0224-00`

Property Details

APN / Parcel Number

Primary APN	`593-0008-0224-00`
Alternative APN	`0010578`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	900 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,496 sqft (0.218 acres)
Lot Dimensions	192 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7272 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45231-5514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD ST 50 X 192 IRR LOT 137 SUNSET HGTS SUB
Legal Subdivision	SUNSET HGTS SUB
Legal Lot Number	137
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2010
Census Tract	21702

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7272 BERNARD AVE, CINCINNATI, OH 45231-5514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Dec 5, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Prior Sale	Dec 5, 2017 · Amount on Record
Deed Document Number	202135043
Deed Book / Page	14378 / 2225
Prior Transfer Date	Sep 3, 1996
Prior Transfer Doc	0000152291
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 19, 2021
Property Address	7272 BERNARD AVE, CINCINNATI, OH 45231-5514
Document Number	0000035043
Book / Page	14378 / 2225
Map Reference	MB 32 PG 80&81
Instrument Date	Mar 15, 2021
Instrument	2021-0035043
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7272 BERNARD AVE, CINCINNATI, OH 45231-5514

Mortgage

Document Number	0000035044
Date	Mar 19, 2021
Instrument	2021-0035044

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 5, 2017
Property Address	7272 BERNARD AVE, CINCINNATI, OH 45231-5514
Document Number	0000110867
Book / Page	013557 / 000992
Instrument Date	Dec 1, 2017
Instrument	110867
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4433 SPRINGFIELD CT BATAVIA OH 451031594, BATAVIA, OH 45103-1594

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,087.00 (+0.58%)	$39,865 (-) Land $7,203 Building $32,662	$113,900 (-) Land $20,580 Building $93,320
2024	$2,075.00 (-0.86%)	$39,865 (-) Land $7,203 Building $32,662
2023	$2,093.00 (+154.93%)	$39,865 (+257.02%) Land $7,203 Building $32,662	$113,900 (+257.05%) Land $20,580 Building $93,320
2022	$821.00 Homeowner's exemption	$11,166 Land $5,814 Building $5,352
2020			$31,900 Land $16,610 Building $15,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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