7271 Riverside Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 7271 Riverside Dr, Clay, MI 48001

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,674 sqft · built 1972
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (May 2012)
Tax Bill$4,341 (2025)
Deeds & MortgagesJan 2020 Mortgage
Flood ZoneZone AE (high risk)
APN74-14-235-0060-000

Property Details

APN / Parcel Number

Primary APN74-14-235-0060-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,674 sqft Living Area
1st Floor Area1,674 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area9,017 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address7271 RIVERSIDE DR
CityCLAY
StateMI
Zip48001-4249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 136 PLAT NO 2 COLONY ISLES SUBD FRAC SEC 1 T2N R15E
Legal Range15E
Legal Township02N
Legal Section01
Legal SubdivisionCOLONY ISLES SUBD
Legal Lot Number136
Legal Unit136
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group2
Census Block2015
Census Tract647000

Owner

7271 Riverside Dr is owned and occupied by an individual who bought it in May 2012.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address7271 RIVERSIDE DR, CLAY, MI 48001-4249
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 30, 2012 · Amount on File
Deed SaleMay 30, 2012 · Amount on File
Deed Document Number201214261
Deed Book / Page4261 / 16
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address7271 RIVERSIDE DR, CLAY, MI 48001-4249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051380397
DateJan 7, 2020
Book Page5138/397
Instrument2020000569
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term192 Months
DueJan 1, 2035
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7271 Riverside Dr was $4,341 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$209,800 (+5.27%)$419,600
2025$4,341.00 (+2.26%) Homeowner's exemption$199,300
2024$4,245.00$398,600
2023$163,000
2022$3,908.00$326,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7271 Riverside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation579.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 143 policies
Nearby Flood Policies143 in force
Nearby Flood Claims77 (1985–2024)
Claims Outside the SFHA56 of 77
Most Recent ClaimJan 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7271 Riverside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY TOWNSHIP
serves 9,866 people · EPA ID MI0001450
Water SourcePurchased surface water from CITY OF ALGONAC
Last State InspectionMay 2021
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverside Dr

Nearby Streets

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