7271 Oxford Bluff Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 7271 Oxford Bluff Dr, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,918 sqft · built 2006
Lot Size0.389 acres (16,945 sqft)
Owner2 Individual Names on File
Last Sale$330,000 (Sep 2021)
Tax Bill$2,417 (2026)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN4602-03-5481

Property Details

APN / Parcel Number

Primary APN4602-03-5481
Alternative APNs
  • 460200035481
  • 286775
  • 78080

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,918 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area16,945 sqft (0.389 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number286775
Street Address7271 OXFORD BLUFF DR
CitySTANLEY
StateNC
Zip28164-6812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-R
Legal Description#40 OXFORD HUNT SUB
Legal SubdivisionOXFORD HUNT
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group3
Census Block3006
Census Tract71102

Owner

7271 Oxford Bluff Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address7271 OXFORD BLUFF DR, STANLEY, NC 28164-6812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jun 25, 2019Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2021 · Amount on File
Deed SaleSep 17, 2021 · Amount on File
Prior SaleMar 17, 2014 · Amount on File
Deed Document Number2021638909
Deed Book / Page3085 / 395
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateSep 17, 2021
Property Address7271 OXFORD BLUFF DR, STANLEY, NC 28164-6812
Document Number3085395
Book / Page3085 / 395
Map ReferenceMB 10 PG 461
Instrument DateSep 17, 2021
Instrument638909
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyCASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1377, DENVER, NC 28037-1377

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7271 OXFORD BLUFF DR, STANLEY, NC 28164-6812

Mortgage

Document Number638910
DateSep 17, 2021
Instrument638910
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7271 OXFORD BLUFF DR, STANLEY, NC 28164-6812
Document Number2831199
Instrument DateJun 25, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7271 OXFORD BLUFF DR STANLEY NC 281646812, STANLEY, NC 28164-6812

Mortgage

Document Number2831199
DateJul 16, 2019
Book Page002831/000199
Instrument595136
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7271 Oxford Bluff Dr was $2,417.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,417.00$377,138 Land $50,000 Building $327,138$377,138 Land $50,000 Building $327,138
2023$2,388.00$377,138 Land $50,000 Building $327,138$377,138 Land $50,000 Building $327,138

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7271 Oxford Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7271 Oxford Bluff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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