727 Winged Elm, Elgin, IL 60124 Property Records

Kane County property record for 727 Winged Elm, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Lot Size0.27 acres (11,761 sqft)
Owner2 Individual Names on File
Last Sale$533,500 (Nov 2020)
Tax Bill$17,605 (2025)
Deeds & MortgagesJul 2020 Construction Loan
Nov 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-12-130-011

Property Details

APN / Parcel Number

Primary APN05-12-130-011

Exterior

Architectural StyleCondo/Apartment
Lot Area11,761 sqft (0.27 acres)

Location & Zoning

Street Address727 WINGED ELM
CityELGIN
StateIL
Zip60124-7888
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD E LT 444
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number444
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group2
Census Block2031
Census Tract850711

Owner

727 Winged Elm is owned and occupied by two individuals who bought it in November 2020.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address727 WINGED ELM, ELGIN, IL 60124-7888
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Construction Mortgage
BUSEY BANK
Nov 10, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Jul 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2020 · Amount on File
Deed SaleNov 10, 2020 · Amount on File
Prior SaleJul 6, 2020 · Amount on File
Deed Document Number202068840
Prior Transfer DateJul 1, 2020
Prior Transfer Doc0000035903
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address727 WINGED ELM, ELGIN, IL 60124-7888
Transaction TypeMortgage
Record UpdatedSep 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041662
DateJul 29, 2020
Instrument2020K041662
Lender
NameBUSEY BANK
TypeBank
AddressNAPERVILLE, IL 60540
Agreement
TypeConstruction Mortgage
AmountAmount on Record

November 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 10, 2020
Property Address727 WINGED ELM, ELGIN, IL 60124-7888
Document Number0000068840
Instrument DateOct 14, 2020
Instrument2020K068840
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 15, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$533.50
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address727 WINGED ELM, ELGIN, IL 60124-7888

Mortgage

Document Number0000068841
DateNov 10, 2020
Instrument2020K068841
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJul 6, 2020
Property Address727 WINGED ELM, ELGIN, IL 60124-7888
Document Number0000035903
Instrument DateJul 1, 2020
Instrument35903
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$372.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3952 CALIENTE CIR NAPERVILLE IL 605647184, NAPERVILLE, IL 60564-7184

Tax Assessment & Valuation

The 2025 property tax bill for 727 Winged Elm was $17,605 with a homeowner's exemption.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,605.00 Homeowner's exemption
2024$225,430 Land $44,220 Building $181,210$676,561 Land $132,713 Building $543,848
2022$16,677.00 (-0.55%) Homeowner's exemption$184,771 (+4.98%) Land $42,162 Building $142,609$554,313 (+4.98%) Land $126,486 Building $427,827
2021$16,770.00 Homeowner's exemption$176,012 Land $40,732 Building $135,280$528,036 Land $122,196 Building $405,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 727 Winged Elm in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 727 Winged Elm has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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