727 Walnut St, Lockport, NY 14094 Property Records

Niagara County and Lockport City property record for 727 Walnut St, Lockport, NY 14094

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,176 sqft · built 1965
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$68,500 (Nov 1999)
Tax Bill$3,824 (2026)
Deeds & MortgagesMay 2026 Line of Credit
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN8-7612.000

Property Details

APN / Parcel Number

Primary APN8-7612.000
Alternative APNs
  • 09001090120001047000
  • 290900 109.12-1-47

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions125 ft deep x 70 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area413 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8-7612.000
Street Address727 WALNUT ST
CityLOCKPORT
StateNY
Zip14094-3204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number47.000
JurisdictionNIAGARA NY
Township / Civil DivisionLOCKPORT
Census Block Group1
Census Block1015
Census Tract23902

Owner

727 Walnut St is owned and occupied by two individuals who bought it in November 1999.

Source: Niagara County and Lockport City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address727 WALNUT ST, LOCKPORT, NY 14094-3204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Line of Credit
CORNERSTONE COMMUNITY FEDERAL CREDIT UNION
May 21, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 1999 · Amount on File
Deed SaleNov 19, 1999 · Amount on File
Deed Book / Page2976 / 182
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Recording DateMay 11, 2026
Property Address727 WALNUT ST, LOCKPORT, NY 14094-3204
Document Number0000006801
Instrument DateApr 30, 2026
Instrument20266801
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 WALNUT ST, LOCKPORT, NY 14094-3204

Mortgage

Document Number0000006801,
DateMay 11, 2026
Instrument20266801
Lender
NameCORNERSTONE COMMUNITY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate6.46%
Max Rate-1%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNIAGARA NY
Property Address727 WALNUT ST, LOCKPORT, NY 14094-3204
Document Number0000008118
Instrument DateMay 21, 2019
Transaction TypeMortgage
Record UpdatedJun 6, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address727 WALNUT ST LOCKPORT NY 140943204, LOCKPORT, NY 14094-3204

Mortgage

Document Number0000008118
DateMay 28, 2019
Instrument8118
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term180 Months
DueMay 27, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 727 Walnut St was $3,824 with a homeowner's exemption, up 69.2% from the year before.

Source: Niagara County and Lockport City assessment roll, as of April 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyNiagara County
MunicipalityLockport City
Unified School DistrictLockport City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,824.00 (+69.2%) Homeowner's exemption
2025$2,260.00$144,000 Land $6,200 Building $137,800$144,000 Land $6,200 Building $137,800
2023$127,000 Land $6,200 Building $120,800$127,000 Land $6,200 Building $120,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Walnut St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2013–2021)
Most Recent ClaimJul 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKPORT CITY WTP
serves 21,165 people · EPA ID NY3100564
Water SourceSurface water
Last State InspectionMay 2024
Lead10 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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