727 W Union St, Morganton, NC 28655 Property Records

Burke County property record for 727 W Union St, Morganton, NC 28655 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 1990
Square Footage3,572 sqft Living Area
Lot Size43,996 sqft (1.01 acres)
OccupancyOwner Occupied
Last Sale$284,000 (2019)
Tax Bill$2,297.00 (2025)

Property Details

APN / Parcel Number

Primary APN1793737599
Alternative APN
  • 8662

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Building Area3,572 sqft Living Area
Gross Area4,192 sqft Gross Area
1st Floor1,516 sqft 1st Floor
Basement Area620 sqft Basement
Unfinished Basement620 sqft Unfinished
Stories2 Stories
Primary FlooringCarpet Flooring
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1990
Architectural StyleConventional Style
Exterior MaterialBrick Veneer Exterior
Construction TypeFrame Construction
Foundation TypeMasonry Foundation
Roof MaterialAsphalt Roof
Lot Area43,996 sqft (1.01 acres)

Exterior Amenities

Shed1 Shed
Shed Area48 sqft Shed
Patio Area987 sqft Patio
PorchPorch
Porch Area140 sqft Porch
TopographyRolling Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Old Parcel Number1793737599
Street Address727 W UNION ST
CityMORGANTON
StateNC
Zip28655-4208
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description727 W UNION ST MORGANTON, NC 28655
JurisdictionBURKE NC
Minor Civil DivisionMORGANTON
Census Blockgroup1
Census Block1022
Census Tract21400

Owner

Source: Burke County records · APN 1793737599

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address727 W UNION ST, MORGANTON, NC 28655-4208
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Deed of Trust, Mortgage · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Jun 12, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2019 · Amount on Record
Deed SaleJun 12, 2019 · Amount on Record
Deed Doc Number0002407921
Deed Book / Page2407 / 921
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address727 W UNION ST, MORGANTON, NC 28655-4208
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 W UNION ST, MORGANTON, NC 28655-4208

Mortgage

Document Number0026840747
DateMay 17, 2023
Book Page2684/747
Instrument2023004394
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
AddressALLEN, TX 75013
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBURKE NC
Recording DateJun 12, 2019
Property Address727 W UNION ST, MORGANTON, NC 28655-4208
Document Number0024070921
Book / Page002407 / 000921
Instrument DateJun 11, 2019
Instrument28792
Transaction TypeTransfer
Record UpdatedJul 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$568.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address727 W UNION ST MORGANTON NC 286554208, MORGANTON, NC 28655-4208

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
MunicipalityMorganton City
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,297.00 (-0.48%)$396,457 (-) Land $56,381 Building $340,076$396,457 (-) Land $56,381 Building $340,076
2023$2,308.00$396,457 Land $56,381 Building $340,076$396,457 Land $56,381 Building $340,076

Flood & Wildfire

727 W Union St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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