727 W Main St, Coldwater, OH 45828 Property Records

Mercer County property record for 727 W Main St, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 894 sqft · built 1928
Lot Size0.154 acres (6,732 sqft)
OwnerCompany Name on File
Last Sale$96,514 (Nov 2021)
Tax Bill$1,174 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-076300.0000

Property Details

APN / Parcel Number

Primary APN05-076300.0000
Alternative APN
  • 08-33-201-002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area894 sqft Living Area
Basement Area894 sqft
Unfinished Basement894 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Lot Area6,732 sqft (0.154 acres)
Lot Dimensions132 ft deep x 51 ft wide

Location & Zoning

Street Address727 W MAIN ST
CityCOLDWATER
StateOH
Zip45828-1612
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIRKMEYER HGHTS LOT#: 383
Legal SubdivisionBIRKMEYER HGHTS
Legal Lot Number383
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group4
Census Block4040
Census Tract967700

Owner

727 W Main St is owned by a company that bought it in November 2021.

Source: Mercer County records, as of July 7, 2026

Owner of RecordCompany Name on File
Mailing Address3004 HOBART AVE, DAYTON, OH 45429-3812
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2021 · Amount on File
Deed SaleNov 17, 2021 · Amount on File
Prior SaleJul 15, 1991 · Amount on File
Deed Document Number20217032
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateNov 17, 2021
Property Address727 W MAIN ST, COLDWATER, OH 45828-1612
Document Number202100007032
Instrument DateNov 15, 2021
Instrument202100007032
Transaction TypeTransfer
Record UpdatedNov 29, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 W MAIN ST, COLDWATER, OH 45828-1612

Mortgage

Document Number202100007033
DateNov 17, 2021
Instrument202100007033
Lender
NameTHE PEOPLES BANK CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 727 W Main St was $1,174.

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,174.00$34,450 (-) Land $5,780 Building $28,670
2024$1,174.00 (+4.36%)$34,450 (-) Land $5,780 Building $28,670
2023$1,125.00 (+30.21%)$34,450 (+46.41%) Land $5,780 Building $28,670$98,400 Land $16,500 Building $81,900
2022$864.00$23,530 Land $4,310 Building $19,220
2020$67,200 Land $12,300 Building $54,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 727 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 727 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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