727 W Flora St, Ontario, CA 91762 Property Records

San Bernardino County property record for 727 W Flora St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,087 sqft · built 1952
Lot Size	0.175 acres (7,620 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (May 2019)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`1048-313-07-0000`

Property Details

APN / Parcel Number

Primary APN	`1048-313-07-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,087 sqft Living Area
1st Floor Area	1,087 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,620 sqft (0.175 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	116 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	727 W FLORA ST
City	ONTARIO
State	CA
Zip	91762-3048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3781 LOT 49
Legal Subdivision	TRACT 3781
Legal Tract	3781
Legal Block	1
Legal Lot Number	49
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1002
Census Tract	1101

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	727 W FLORA ST, ONTARIO, CA 91762-3048
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 13, 2019	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 29, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BORIS & DMITRY VERNIK
Jun 1, 2017	Affidavit of Death, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Jun 1, 2017	Grant Deed, Transfer · Construction Mortgage HP STAR PROPERTIES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on Record
Deed Sale	May 13, 2019 · Amount on Record
Prior Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	2019152779
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0000224360
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	727 W FLORA ST, ONTARIO, CA 91762-3048
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179677
Date	May 29, 2020
Instrument	2020-0179677

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 13, 2019
Property Address	727 W FLORA ST, ONTARIO, CA 91762-3048
Document Number	0000152779
Map Reference	MB 49 PG 28
Instrument Date	Apr 11, 2019
Instrument	2019-0152779
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	727 W FLORA ST, ONTARIO, CA 91762-3048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000152780
Date	May 13, 2019
Instrument	2019-0152780

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 29, 2018
Property Address	727 W FLORA ST, ONTARIO, CA 91762-3048
Instrument Date	Nov 2, 2018
Instrument	443557
Transaction Type	Construction Loan
Record Updated	Dec 7, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	727 W FLORA ST ONTARIO CA 917623011, ONTARIO, CA 91762-3011

Mortgage

Document Number	0000443557
Date	Nov 29, 2018
Instrument	443557

Lender

Name	BORIS & DMITRY VERNIK
Address	16027 VENTURA BLVD # 210, ENCINO, CA 91436-2876

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 28, 2019

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 1, 2017
Property Address	727 W FLORA ST, ONTARIO, CA 91762-3048
Document Number	0000224360
Instrument Date	May 24, 2017
Instrument	224360
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 W ORANGE SHOW RD #108 SAN BERNARDINO CA 924082036, 108, SAN BERNARDINO, CA 92408-2036

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 1, 2017
Property Address	727 W FLORA ST, ONTARIO, CA 91762-3048
Document Number	0000224361
Instrument Date	May 23, 2017
Instrument	224361
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	236 W ORANGE SHOW RD #108 SAN BERNARDINO CA 924082036, 108, SAN BERNARDINO, CA 92408-2036

Mortgage

Document Number	224362
Date	Jun 1, 2017
Instrument	224362

Lender

Name	HP STAR PROPERTIES

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 31, 2018

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,051 (+2%) Land $167,260 Building $354,791
2025	$5,549.00 (+5.33%) Homeowner's exemption	$511,814 (+4.04%) Land $163,980 Building $347,834
2023	$5,268.00 (+1.37%) Homeowner's exemption	$491,940 Land $157,613 Building $334,327
2022	$5,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 750 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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