727 W 2nd St, Duluth, MN 55806 Property Records

St. Louis County property record for 727 W 2nd St, Duluth, MN 55806

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,640 sqft · built 1895
Lot Size0.057 acres (2,498 sqft)
OwnerIndividual Name on Record
Last Sale$194,000 (Jan 2021)
Tax Bill$3,532 (2026)
Deeds & MortgagesJan 2021 Sale & Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN010-1240-00292

Property Details

APN / Parcel Number

Primary APN010-1240-00292
Alternative APN
  • 1103344

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area1,640 sqft Gross Area
1st Floor Area820 sqft

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1895
Architectural StyleDuplex Single
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area2,498 sqft (0.057 acres)

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area225 sqft
Deck Area36 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1103344
Street Address727 W 2ND ST
CityDULUTH
StateMN
Zip55806-3973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 25 FT OF WLY 75FT OF LOTS 13 AND 14 SERIAL #
Legal SubdivisionSCOVELLS REARR 25 DULUTH PROPE
Legal Block25
Legal Lot Number13-14
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2001
Census Tract2000

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2865 WOODBRIDGE ST, SAINT PAUL, MN 55113-2420
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2021Warranty Deed, Transfer · Conventional Mortgage
LEADERONE FIN'L
Jan 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2021 · Amount on Record
Deed SaleJan 14, 2021 · Amount on Record
Deed Document Number20211401089
Prior Transfer DateMay 30, 2007
Prior Transfer Doc0001052447
Record UpdatedSep 20, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 14, 2021
Property Address727 W 2ND ST, DULUTH, MN 55806-3973
Document Number00A1401089
Instrument DateDec 30, 2020
InstrumentA1401089
Transaction TypeTransfer
Record UpdatedFeb 12, 2021
Title CompanyRESULTS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2865 WOODBRIDGE ST ROSEVILLE MN 551132420, ROSEVILLE, MN 55113-2420

Mortgage

Document NumberA1401090
DateJan 14, 2021
InstrumentA1401090
Lender
NameLEADERONE FIN'L
TypeFunding / Finance Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2051

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJan 17, 2017
Property Address727 W 2ND ST, DULUTH, MN 55806-3973
Document Number00A1302194
Instrument DateJan 13, 2017
InstrumentA1302194
Transaction TypeTransfer
Record UpdatedJan 26, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address17092 BARIUM ST NW ANDOVER MN 553041623, ANDOVER, MN 55304-1623

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,532.00 (+10.86%)
2025$3,186.00 (+5.99%)$218,700 (+14.68%) Land $29,800 Building $188,900$218,700 (+14.68%) Land $29,800 Building $188,900
2024$3,006.00$190,700 (+18.59%) Land $28,900 Building $161,800$190,700 (+18.59%) Land $28,900 Building $161,800
2022$160,800 Land $26,200 Building $134,600$160,800 Land $26,200 Building $134,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Airfiber
Fixed Wireless
100 / 20

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