New Castle County property record for 727 Tracy Cir, Townsend, DE 19734
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,405 sqft · built 2011 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Apr 2019) |
| Tax Bill | $3,313 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-001.00-119 |
| Primary APN | 25-001.00-119 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,405 sqft Living Area |
| 1st Floor Area | 1,305 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 727 TRACY CIR |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R1A |
| Legal Subdivision | TOWNSEND VILLAGE |
| Legal Lot Number | 203 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 16806 |
Source: New Castle County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 727 TRACY CIR, TOWNSEND, DE 19734-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Apr 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 10, 2019 | Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Prior Sale | Aug 22, 2011 · Amount on Record |
| Deed Document Number | 201925963 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 727 TRACY CIR, TOWNSEND, DE 19734-2409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019892 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 20230329-0019892 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 727 TRACY CIR, TOWNSEND, DE 19734-2409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000036500 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 20220401-0036500 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Apr 10, 2019 |
| Property Address | 727 TRACY CIR, TOWNSEND, DE 19734-2409 |
| Document Number | 0000025963 |
| Map Reference | DOC20060915-0088782 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 20190410-0025963 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 727 TRACY CIR, TOWNSEND, DE 19734-2409 |
| Document Number | 0000025966 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 20190410-0025966 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: New Castle County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Townsend Town |
| Unified School District | Appoquinimink School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,313.00 (+15.92%) | $489,000 (+430.37%) Land $104,900 Building $384,100 | |
| 2024 | $422,910 | ||
| 2023 | $2,858.00 | $92,200 Land $11,800 Building $80,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people · EPA ID DE0000552 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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