Washington County property record for 727 Spruce St, Hagerstown, MD 21740
| Property Type | Townhouse |
|---|---|
| Details | 1 ba · 1,144 sqft · built 1925 |
| Lot Size | 0.073 acres (3,188 sqft) |
| Owner | 2 Individuals on Record |
| Tax Bill | $919 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-006646 |
| Primary APN | 03-006646 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,144 sqft Total Area |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 3,188 sqft (0.073 acres) |
| Lot Dimensions | 170 ft deep x 18 ft wide |
| Porch | Slab |
| Porch Area | 292 sqft |
| Patio Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 006646 |
|---|---|
| Street Address | 727 SPRUCE ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6328 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RMOD |
| Legal Description | PT LOT 7 18.75X170 727 SPRUCE ST |
| Legal Subdivision | MANUFACTURING MINING & LAND |
| Legal Lot Number | 7 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 3, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 727 SPRUCE ST, HAGERSTOWN, MD 21740-6328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 30, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage ROUNDPOINT MORTGAGE SERVICING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2018 |
| Deed Sale | Aug 30, 2018 |
| Prior Sale | Aug 21, 2015 · Amount on Record |
| Deed Book / Page | 5822 / 343 |
| Prior Transfer Date | Aug 24, 2018 |
| Prior Transfer Doc | 0058220343 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 727 SPRUCE ST, HAGERSTOWN, MD 21740-6328 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 727 SPRUCE ST, HAGERSTOWN, MD 21740-6328 |
| Document Number | 0067200194 |
|---|---|
| Date | Aug 9, 2021 |
| Book Page | 6720/194 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 30, 2018 |
| Property Address | 727 SPRUCE ST, HAGERSTOWN, MD 21740-6328 |
| Document Number | 0058220343 |
| Book / Page | 5822 / 0343 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 727 SPRUCE ST, HAGERSTOWN, MD 21740-6328 |
| Document Number | 0005822348 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 5822/348 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,833 (+13.81%) | $142,700 (+41.43%) Land $30,000 Building $112,700 | |
| 2025 | $919.00 (+8.63%) | $100,900 (+18.75%) Land $30,000 Building $70,900 | $100,900 (-) Land $30,000 Building $70,900 |
| 2024 | $846.00 (+8.88%) | ||
| 2023 | $777.00 | $84,967 | $100,900 Land $30,000 Building $70,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1984–1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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