Cabarrus County property record for 727 Spring St SW, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,866 sqft · built 1946 |
| Lot Size | 0.515 acres (22,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (May 2026) |
| Tax Bill | $2,326 (2023) |
| Deeds & Mortgages | Sep 2024 Line of Credit May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5630 30 8735 |
| Primary APN | 5630 30 8735 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| Gross Area | 2,588 sqft |
| 1st Floor Area | 1,866 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,400 sqft (0.515 acres) |
| Lot Dimensions | 160 ft deep x 140 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 840 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 146 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 125850 |
|---|---|
| Street Address | 727 SPRING ST SW |
| City | CONCORD |
| State | NC |
| Zip | 28025-5661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LTS 66-70 FRYLING PLACE BLK B |
| Legal Subdivision | SEDGEFIELD |
| Legal Block | B |
| Legal Lot Number | 66-70 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 42201 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 727 SPRING ST SW, CONCORD, NC 28025-5661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 30, 2024 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| May 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Mar 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on Record |
| Deed Sale | May 22, 2026 · Amount on Record |
| Prior Sale | Mar 20, 2017 · Amount on Record |
| Deed Document Number | 202612005 |
| Deed Book / Page | 18002 / 259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 727 SPRING ST SW, CONCORD, NC 28025-5661 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000171191 |
|---|---|
| Date | Sep 30, 2024 |
| Book Page | 17119/1 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 22, 2026 |
| Property Address | 727 SPRING ST SW, CONCORD, NC 28025-5661 |
| Document Number | 0000012005 |
| Book / Page | 18002 / 259 |
| Instrument Date | May 22, 2026 |
| Instrument | 202612005 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 727 SPRING ST SW, CONCORD, NC 28025-5661 |
| Document Number | 0000012006, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202612006 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 22, 2026 |
| Property Address | 727 SPRING ST SW, CONCORD, NC 28025-5661 |
| Document Number | 0018002259 |
| Book / Page | 18002 / 259 |
| Instrument Date | May 22, 2026 |
| Instrument | 202612005 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72,720.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 727 SPRING ST SW, CONCORD, NC 28025-5661 |
| Document Number | 0000012006, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 202612006 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 727 SPRING ST SW, CONCORD, NC 28025-5661 |
| Document Number | 13161301 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 727 SPRING ST SW CONCORD NC 280255661, CONCORD, NC 28025-5661 |
| Document Number | 13161301 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 013161/000301 |
| Instrument | 21742 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 20, 2017 |
| Property Address | 727 SPRING ST SW, CONCORD, NC 28025-5661 |
| Document Number | 1240490 |
| Book / Page | 012404 / 000090 |
| Instrument Date | Mar 20, 2017 |
| Instrument | 6740 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 727 SPRING ST SW CONCORD NC 280255661, CONCORD, NC 28025-5661 |
| Document Number | 1240495 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 012404/000095 |
| Instrument | 6741 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 19, 2032 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $316,050 (-) Land $104,000 Building $212,050 | ||
| 2025 | $316,050 (+65.77%) Land $104,000 Building $212,050 | ||
| 2024 | $316,050 (+65.77%) Land $104,000 Building $212,050 | ||
| 2023 | $2,326.00 | $190,660 Land $48,100 Building $142,560 | $190,660 Land $48,100 Building $142,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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