Orange County property record for 727 Shadowmoss Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,982 sqft · built 2005 |
| Lot Size | 0.26 acres (11,308 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Jan 2025) |
| Tax Bill | $6,441 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-22-27-9191-02-260 |
| Primary APN | 36-22-27-9191-02-260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,982 sqft Living Area |
| Gross Area | 2,823 sqft |
| 1st Floor Area | 1,982 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,308 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 261 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 727 SHADOWMOSS DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | WESTFIELD III- PHASE B 53/95 LOT 26 BLK B |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 36 |
| Legal Subdivision | WESTFIELD 3 PH B |
| Legal Phase | B |
| Legal Tract | 9191 |
| Legal Block | B |
| Legal Lot Number | 26 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 17118 |
Source: Orange County records, as of July 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 727 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jul 6, 2021 | Warranty Deed, Transfer · Conventional Mortgage CHRISTENSEN FINANCIAL INC |
| Jul 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2025 · Amount on Record |
| Deed Sale | Jan 23, 2025 · Amount on Record |
| Prior Sale | Jul 6, 2021 · Amount on Record |
| Deed Document Number | 202542585 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 7, 2026 |
| Property Address | 727 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257 |
| Document Number | 0000374192 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026374192 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 727 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257 |
| Document Number | 0000374192, |
|---|---|
| Date | Jul 7, 2026 |
| Instrument | 2026374192 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 6, 2021 |
| Property Address | 727 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257 |
| Document Number | 20210399311 |
| Map Reference | MB 53 PG 95-102 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 20210399311 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | ALL FL PROFESSIONAL TTL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,835.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8581 CYPRESS LAKES DR # DRG-108, 8581, RALEIGH, NC 27615-2142 |
| Name | Verified Name |
|---|---|
| Address | 9200 BRUCKHAUS ST APT 220, 220, RALEIGH, NC 27617-4447 |
| Document Number | 20210399312 |
|---|---|
| Date | Jul 6, 2021 |
| Instrument | 20210399312 |
| Name | CHRISTENSEN FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 9, 2018 |
| Property Address | 727 SHADOWMOSS DR, WINTER GARDEN, FL 34787-5257 |
| Document Number | 0000400426 |
| Map Reference | MB 53 PG 95-102 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 20180400426 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 BERKELEY DR, 109, SYRACUSE, NY 13210-3037 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 727 SHADOWRNOSS DR, WINTER GARDEN, FL 34787 |
| Document Number | 0000400427 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 20180400427 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,460 (+15.97%) Land $125,000 Building $380,460 | $505,460 (-1.13%) Land $125,000 Building $380,460 | |
| 2025 | $6,441.00 (+6.92%) Homeowner's exemption | $435,841 (+7.53%) | $511,260 (+10.71%) Land $125,000 Building $386,260 |
| 2024 | $6,024.00 (+3.63%) | ||
| 2023 | $5,813.00 (+2.94%) Homeowner's exemption | $405,324 (+3%) | $461,784 (+17.35%) Land $125,000 Building $336,784 |
| 2022 | $5,647.00 Homeowner's exemption | $393,518 Land $110,000 Building $283,518 | $393,518 Land $110,000 Building $283,518 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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