727 S Spring Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 727 S Spring Ave, Sioux Falls, SD 57104

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,377 sqft · built 1900
Lot Size	0.151 acres (6,599 sqft)
Owner	2 Trust Names on File
Last Sale	$175,000 (Dec 2019)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2026 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-20-278-018-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-20-278-018-000`
Alternative APN	`38682`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,377 sqft Finished Area
1st Floor Area	984 sqft
Upper Floors Area	393 sqft
Basement Area	984 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,599 sqft (0.151 acres)
Lot Dimensions	150 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	391 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	38682
Street Address	727 S SPRING AVE
City	SIOUX FALLS
State	SD
Zip	57104-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 2 LEWIS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	LEWIS ADDN
Legal Block	2
Legal Lot Number	7
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1000
Census Tract	1502

Owner

727 S Spring Ave is owner-occupied and held in a trust since March 2026.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	727 S SPRING AVE, SIOUX FALLS, SD 57104-4832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Mar 24, 2026	Public Action, Foreclosure
Jul 13, 2023	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Mar 23, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2019 · Amount on File
Deed Sale	Dec 9, 2019 · Amount on File
Prior Sale	Feb 26, 2014 · Amount on File
Deed Book / Page	593-D / 0357
Last Transfer Date	Mar 6, 2026
Transfer Doc	DEED637/449
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	727 S SPRING AVE, SIOUX FALLS, SD 57104-4832
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1873MTG/0490
Date	Dec 9, 2019
Book Page	1873 MTG/0490

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

March 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	MINNEHAHA SD
Recording Date	Mar 24, 2026
Property Address	727 S SPRING AVE, SIOUX FALLS, SD 57104-4832
Document Number	DEED637/449
Book / Page	DEED637 / 449
Instrument Date	Mar 24, 2026
Instrument	154526
Transaction Type	Foreclosure
Record Updated	Apr 17, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Tax Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BEATTIE PL STE 110, 110, GREENVILLE, SC 29601-2183

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	727 S SPRING AVE, SIOUX FALLS, SD 57104-4832
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 S SPRING AVE, SIOUX FALLS, SD 57104-4832

Mortgage

Document Number	MTG1972/207
Date	Jul 13, 2023
Book Page	MTG 1972/207

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Feb 1, 2052

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	727 S SPRING AVE, SIOUX FALLS, SD 57104-4832
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 S SPRING AVE, SIOUX FALLS, SD 57104-4832

Mortgage

Document Number	1967MTG/457
Date	Mar 23, 2023
Book Page	1967 MTG/457

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Apr 1, 2063

Tax Assessment & Valuation

The 2025 property tax bill for 727 S Spring Ave was $3,114, down 5.5% from the year before.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,372 (-1.1%) Land $29,077 Building $189,295	$218,372 Land $29,077 Building $189,295
2025	$3,114.00 (-5.52%)	$220,800 (+3.66%) Land $29,400 Building $191,400
2024	$3,296.00	$213,000 Land $29,400 Building $183,600
2022	$2,501.00	$166,600 Land $27,400 Building $139,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 S Spring Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 727 S Spring Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Midco.

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