727 S Front St, Saint Peter, MN 56082 Property Records

Nicollet County property record for 727 S Front St, Saint Peter, MN 56082

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,959 sqft · built 1914
Lot Size	0.157 acres (6,820 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Nov 2020)
Tax Bill	$3,160 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`19.412.6400`

Property Details

APN / Parcel Number

Primary APN	`19.412.6400`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,959 sqft Living Area
1st Floor Area	26 sqft
Basement Area	1,128 sqft
Finished Basement	282 sqft
Unfinished Basement	282 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,820 sqft (0.157 acres)
Lot Dimensions	155 ft deep x 44 ft wide
Garage Type	Attached
Garage Area	330 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Street Address	727 S FRONT ST
City	SAINT PETER
State	MN
Zip	56082-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 221 LOT S 1 3 LOTS 1 2 3 SUBDIVISIONCD 19412 SUBDIVISIONNAME AMENDED PLAT
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	AMENDED PLAT
Legal Block	221
Legal Lot Number	S-3
Jurisdiction	NICOLLET MN
Township / Civil Division	ST. PETER
Census Block Group	1
Census Block	1040
Census Tract	480400

Owner

727 S Front St is owned and occupied by an individual who bought it in November 2020.

Source: Nicollet County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	727 S FRONT ST, SAINT PETER, MN 56082-2107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Deed Document Number	2020335016
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NICOLLET MN
Property Address	727 S FRONT ST, SAINT PETER, MN 56082-2107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	332957
Date	Jul 21, 2020
Instrument	332957

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2050

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NICOLLET MN
Recording Date	Nov 30, 2020
Property Address	727 S FRONT ST, SAINT PETER, MN 56082-2107
Document Number	335016
Instrument Date	Nov 6, 2020
Instrument	335016
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	MINNESOTA RIVER VALLEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	727 S FRONT ST, SAINT PETER, MN 56082-2107

Mortgage

Document Number	335017
Date	Nov 30, 2020
Instrument	335017

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 727 S Front St was $3,160 with a homeowner's exemption.

Source: Nicollet County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Nicollet County
Municipality	St. Peter City
Unified School District	St. Peter Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,160.00 Homeowner's exemption	$230,300 Land $22,900 Building $207,400	$230,300 Land $22,900 Building $207,400
2025	$3,160.00
2023	$2,242.00 Homeowner's exemption	$210,000 Land $22,900 Building $187,100	$210,000 Land $22,900 Building $187,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 S Front St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1983–1997)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 1997 · Severe Flooding, High Winds,severe Storms
Claims by Event	Severe Flooding, High Winds,severe Storms, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 S Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Peter serves 12,198 people · EPA ID MN1520006
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GigFire.

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