727 Riverside Dr, Waterloo, IA 50703 Property Records

Black Hawk County property record for 727 Riverside Dr, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,280 sqft · built 1951
Lot Size0.414 acres (18,040 sqft)
Owner2 Individual Names on File
Last Sale$40,000 (Oct 2008)
Tax Bill$2,610 (2025)
Flood ZoneZone AE (high risk)
APN8913-15-451-021

Property Details

APN / Parcel Number

Primary APN8913-15-451-021

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area960 sqft
Basement Area960 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialOther
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area18,040 sqft (0.414 acres)
Lot Dimensions160 ft deep x 188 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area320 sqft
Deck Area120 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address727 RIVERSIDE DR
CityWATERLOO
StateIA
Zip50703-5551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCEDAR RIVER PARK ALL LOT 5 BLK 7 EXC COM AT THE MOST NLY COR OF SAID LOT 5 RUNN TH S ALONG THE E LINE OF SAID LOT A DIST OF
Legal Range13W
Legal Township89N
Legal Section15
Legal SubdivisionCEDAR RIVER PARK
Legal Block7
Legal Lot Number5,A
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1025
Census Tract1600

Owner

727 Riverside Dr is owned by two individuals who bought it in October 2008.

Source: Black Hawk County records, as of October 9, 2026

Owner of Record2 Individual Names on File
Mailing Address715 RIVERSIDE DR, WATERLOO, IA 50703-5551
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2008 · Amount on File
Deed SaleOct 24, 2008 · Amount on File
Deed Document Number20082009008536
Prior Transfer DateOct 23, 2008
Prior Transfer Doc2009008536
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 727 Riverside Dr was $2,610, up 1.9% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,610.00 (+1.87%)$127,920 Land $22,090 Building $105,830$127,920 Land $22,090 Building $105,830
2024$2,562.00
2023$118,110 (+37.13%) Land $22,090 Building $96,020$118,110 Land $22,090 Building $96,020
2022$1,892.00$86,130 Land $22,090 Building $64,040
2021$86,130 Land $22,090 Building $64,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Riverside Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims58 (1983–2016)
Claims Outside the SFHA17 of 58
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 20 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims
  • Severe Storms & Flooding, Aug 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Riverside Dr

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