Barrow County property record for 727 Ridgetop Rd, Bethlehem, GA 30620
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,892 sqft · built 1994 |
| Lot Size | 2.28 acres (99,687 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $364,000 (Apr 2024) |
| Tax Bill | $859 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Apr 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | XX053 145 |
| Primary APN | XX053 145 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,892 sqft Heated Area |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Split Foyer |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Light Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 99,687 sqft (2.28 acres) |
| Garage Area | 780 sqft |
| Driveway | Concrete Driveway |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 2957 |
|---|---|
| Street Address | 727 RIDGETOP RD |
| City | BETHLEHEM |
| State | GA |
| Zip | 30620-2013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 21 UNIT 1 RIDGELAND |
| Legal Subdivision | RIDGELAND |
| Legal Lot Number | 21 |
| Legal Unit | 1 |
| Jurisdiction | BARROW GA |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 180501 |
727 Ridgetop Rd is owned and occupied by two individuals who bought it in April 2024.
Source: Barrow County records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 727 RIDGETOP RD, BETHLEHEM, GA 30620-2013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Apr 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage SOUTHEAST MORTGAGE |
| Mar 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCE |
| Mar 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCE |
| Jun 29, 2018 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on File |
| Deed Sale | Apr 4, 2024 · Amount on File |
| Prior Sale | Mar 28, 2022 · Amount on File |
| Deed Book / Page | 2835 / 318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARROW GA |
| Recording Date | May 11, 2026 |
| Property Address | 727 RIDGETOP RD, BETHLEHEM, GA 30620-2013 |
| Document Number | 3053000202 |
| Book / Page | 3053 / 202 |
| Instrument Date | May 4, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 727 RIDGETOP RD, BETHLEHEM, GA 30620-2013 |
| Document Number | 3053000202, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 3053/202 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARROW GA |
| Recording Date | Apr 4, 2024 |
| Property Address | 727 RIDGETOP RD, BETHLEHEM, GA 30620-2013 |
| Document Number | 002835/318 |
| Book / Page | 2835 / 318 |
| Instrument Date | Apr 1, 2024 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 727 RIDGETOP RD, BETHLEHEM, GA 30620-2013 |
| Document Number | 0002835321 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2835/321 |
| Name | SOUTHEAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARROW GA |
| Recording Date | Mar 21, 2022 |
| Property Address | 727 RIDGETOP RD, BETHLEHEM, GA 30620-2013 |
| Document Number | 0000001366 |
| Book / Page | 2633 / 439 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022-001366 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 727 RIDGETOP RD, BUFORD, GA 30519 |
| Document Number | 0002633440 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2633/440 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARROW GA |
| Recording Date | Mar 21, 2022 |
| Property Address | 727 RIDGETOP RD, BETHLEHEM, GA 30620-2013 |
| Document Number | 0000001366 |
| Book / Page | 2633 / 439 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 2022-001366 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 727 RIDGETOP RD, BUFORD, GA 30519 |
| Document Number | 0002633440 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2633/440 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BARROW GA |
| Property Address | 727 RIDGETOP RD, BETHLEHEM, GA 30620-2013 |
| Document Number | 0021480190 |
| Instrument Date | Jun 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 727 RIDGETOP RD BETHLEHEM GA 306202013, BETHLEHEM, GA 30620-2013 |
| Document Number | 0021480190 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 002148/000190 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2048 |
The 2025 property tax bill for 727 Ridgetop Rd was $859 with exemptions applied.
Source: Barrow County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Barrow County |
| Unified School District | Barrow County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $859.00 Homeowner's exemption Senior Citizen's exemption | $103,907 Land $22,000 Building $81,907 | $259,768 Land $55,000 Building $204,768 |
| 2023 | $2,504.00 (+20.97%) | $87,184 (+10.74%) Land $20,400 Building $66,784 | $217,960 (+10.73%) Land $51,000 Building $166,960 |
| 2022 | $2,070.00 Homeowner's exemption | $78,732 Land $20,400 Building $58,332 | $196,831 Land $51,000 Building $145,831 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 727 Ridgetop Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 727 Ridgetop Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARROW COUNTY WATER SYSTEM serves 17,893 people · EPA ID GA0130031 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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