727 Prospect Ln, Fort Mill, SC 29708 Property Records

York County property record for 727 Prospect Ln, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,958 sqft · built 2009
Lot Size	0.04 acres (1,763 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Oct 2022)
Tax Bill	$2,355 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`718-00-00-205`

Property Details

APN / Parcel Number

Primary APN	`718-00-00-205`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,958 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	950 sqft
2nd Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,763 sqft (0.04 acres)
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	15 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	727 PROSPECT LN
City	FORT MILL
State	SC
Zip	29708-8164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDI
Legal Description	LT# 40 BLDG# 10 TOWNHOME
Legal Subdivision	FORT MILL COMMONS
Legal Lot Number	40
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	1
Census Block	1002
Census Tract	61012

Owner

727 Prospect Ln is owned and occupied by an individual who bought it in October 2022.

Source: York County records, as of May 5, 2026

Owner of Record	Individual Name on File
Mailing Address	727 PROSPECT LN, FORT MILL, SC 29708-8164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2022 · Amount on File
Deed Sale	Oct 27, 2022 · Amount on File
Prior Sale	Feb 6, 2009 · Amount on File
Deed Document Number	202245718
Deed Book / Page	20472 / 154
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YORK SC
Recording Date	Oct 27, 2022
Property Address	727 PROSPECT LN, FORT MILL, SC 29708-8164
Document Number	2047200154
Book / Page	20472 / 154
Map Reference	MB D-315 PG 5
Instrument Date	Oct 27, 2022
Instrument	2022045718
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 PROSPECT LN, FORT MILL, SC 29708-8164

Mortgage

Document Number	2022045719
Date	Oct 27, 2022
Instrument	2022045719

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2027
Change Frequency	6 Months
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	Other
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 727 Prospect Ln was $2,355.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,355.00	$13,412 Land $2,400 Building $11,012	$335,300 Land $60,000 Building $275,300
2023	$2,284.00	$13,354 Land $1,600 Building $11,754	$333,844 Land $40,000 Building $293,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 727 Prospect Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Prospect Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Comporium Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum.

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