727 Prospect Ave, Van Wert, OH 45891 Property Records

Van Wert County property record for 727 Prospect Ave, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,115 sqft · built 2021
Lot Size	0.202 acres (8,789 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-024008.0000`

Property Details

APN / Parcel Number

Primary APN	`12-024008.0000`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,115 sqft Living Area
Gross Area	2,907 sqft
1st Floor Area	947 sqft
Attic	Attic
Attic Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,789 sqft (0.202 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	520 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	727 PROSPECT AVE
City	VAN WERT
State	OH
Zip	45891-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	LOT 1702 VAN WERT 3
Legal Lot Number	1702
Jurisdiction	VAN WERT OH
Township / Civil Division	PLEASANT
Census Block Group	1
Census Block	1028
Census Tract	20800

Owner

727 Prospect Ave is owned and occupied by two individuals who acquired it in April 2019.

Source: Van Wert County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	727 PROSPECT AVE, VAN WERT, OH 45891-1621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage VAN WERT FEDERAL SAVINGS BANK
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAN WERT FEDERAL SAVINGS BANK
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage VAN WERT FEDERAL SAVINGS BANK
Apr 26, 2019	Intrafamily Transfer, Transfer
Nov 26, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 25, 2019
Transfer Doc	00412/2626
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	727 PROSPECT AVE, VAN WERT, OH 45891-1621
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00425/5055
Date	Oct 14, 2022
Book Page	425/5055
Instrument	202203917

Lender

Name	VAN WERT FEDERAL SAVINGS BANK
Type	Bank
Address	VAN WERT, OH 45891

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	727 PROSPECT AVE, VAN WERT, OH 45891-1621
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	422/1618
Date	Nov 16, 2021
Book Page	422/1618
Instrument	202105010

Lender

Name	VAN WERT FEDERAL SAVINGS BANK
Type	Bank
Address	VAN WERT, OH 45891

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	727 PROSPECT AVE, VAN WERT, OH 45891-1621
Transaction Type	Mortgage
Record Updated	Oct 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	413/3815
Date	Aug 28, 2019
Book Page	413/3815
Instrument	201900002820

Lender

Name	VAN WERT FEDERAL SAVINGS BANK
Type	Bank
Address	VAN WERT, OH 45891

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2029

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN WERT OH
Recording Date	Apr 26, 2019
Property Address	727 PROSPECT AVE, VAN WERT, OH 45891-1621
Document Number	00412/2626
Book / Page	412 / 2626
Instrument Date	Apr 25, 2019
Instrument	201900001336
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	727 PROSPECT AVE, VAN WERT, OH 45891-1621

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN WERT OH
Recording Date	Nov 26, 2018
Property Address	727 PROSPECT AVE, VAN WERT, OH 45891-1621
Document Number	00411/0955
Book / Page	411 / 0955
Instrument Date	Nov 21, 2018
Instrument	201800004378
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 PROSPECT AVE, VAN WERT, OH 45891-1621

Tax Assessment & Valuation

The 2025 property tax bill for 727 Prospect Ave was $1,246, up 14.1% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Pleasant Township
Municipality	Van Wert City
Unified School District	Van Wert City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 (+14.1%) Homeowner's exemption	$34,470 (-) Land $3,810 Building $30,660
2024	$1,092.00 (-10.12%) Homeowner's exemption	$34,470 (-) Land $3,810 Building $30,660	$98,490 (-) Land $10,890 Building $87,600
2023	$1,215.00 (+32.64%) Homeowner's exemption	$34,470 (+47.31%) Land $3,810 Building $30,660	$98,490 Land $10,890 Building $87,600
2022	$916.00 Homeowner's exemption	$23,400 Land $2,820 Building $20,580
2020			$66,860 Land $8,060 Building $58,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 727 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAN WERT CITY serves 10,846 people · EPA ID OH8100611
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies, TSC.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures