727 Oak Ridge Dr, Independence, VA 24348 Property Records

Grayson County property record for 727 Oak Ridge Dr, Independence, VA 24348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,710 sqft · built 1971
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$282,500 (Aug 2024)
Tax Bill	$933 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`73A3-3-12A`

Property Details

APN / Parcel Number

Primary APN	`73A3-3-12A`
Alternative APN	`14700`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	4,009 sqft
1st Floor Area	1,262 sqft
Basement Area	1,262 sqft
Finished Basement	1,262 sqft
Unfinished Basement	1,262 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1993
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	15,682 sqft (0.36 acres)
Terrain	Rolling
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Patio Area	265 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14700
Street Address	727 OAK RIDGE DR
City	INDEPENDENCE
State	VA
Zip	24348-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TOWN
Legal Description	.36 73A3-3-12A
Jurisdiction	GRAYSON VA
Township / Civil Division	ELK CREEK
Census Block Group	2
Census Block	2060
Census Tract	60201

Owner

727 Oak Ridge Dr is owned and occupied by two individuals who bought it in August 2024.

Source: Grayson County records, as of June 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	727 OAK RIDGE DR, INDEPENDENCE, VA 24348-3824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED MORTGAGE LENDING LLC
Oct 19, 2023	Special Warranty Deed, Transfer APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on File
Deed Sale	Aug 28, 2024 · Amount on File
Prior Sale	Oct 19, 2023 · Amount on File
Deed Document Number	20241533
Deed Book / Page	698 / 70
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON VA
Property Address	727 OAK RIDGE DR, INDEPENDENCE, VA 24348-3824
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	UNLS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 OAK RIDGE DR, INDEPENDENCE, VA 24348-3824

Mortgage

Document Number	000716/807
Date	Feb 25, 2026
Book Page	716/807
Instrument	260000318

Lender

Name	UNITED MORTGAGE LENDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GRAYSON VA
Recording Date	Oct 19, 2023
Property Address	727 OAK RIDGE DR, INDEPENDENCE, VA 24348-3824
Document Number	000688/388
Book / Page	688 / 388
Instrument Date	Oct 13, 2023
Instrument	230002069
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	APPALACHIAN TITLE AND ABSTRACTIN, APPALACHIAN TITLE & STLMNT

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	513 ARCHA ST, HILLSVILLE, VA 24343-1610

Tax Assessment & Valuation

The 2025 property tax bill for 727 Oak Ridge Dr was $933, up 7.4% from the year before.

Source: Grayson County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Grayson County
Municipality	Independence Town
Unified School District	Grayson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$933.00 (+7.36%)	$161,000 Land $11,000 Building $150,000	$161,000 Land $11,000 Building $150,000
2024	$869.00
2023	$869.00	$161,000 (-) Land $11,000 Building $150,000	$161,000 (-) Land $11,000 Building $150,000
2022		$161,000 Land $11,000 Building $150,000	$161,000 Land $11,000 Building $150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Oak Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 28, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Oak Ridge Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF INDEPENDENCE serves 971 people · EPA ID VA1077335
Water Source	Purchased groundwater influenced by surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lingo Networks Fiber	1,000 / 1,000

May also be available: GigaBeam Networks.

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