Carroll County property record for 727 N Main St, Carroll, IA 51401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,691 sqft · built 1915 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $207,500 (Aug 2025) |
| Tax Bill | $2,046 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0624451006 |
| Primary APN | 0624451006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,691 sqft Living Area |
| Basement Area | 676 sqft |
| Unfinished Basement | 748 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 21 sqft |
| Heating System | HVAC |
|---|
| Street Address | 727 N MAIN ST |
|---|---|
| City | CARROLL |
| State | IA |
| Zip | 51401-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FIRST ADDITION BLOCK 4 LOT 1 |
| Legal Subdivision | FIRST ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL IA |
| Township / Civil Division | CARROLL |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 960400 |
727 N Main St is owned and occupied by two individuals who bought it in August 2025.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 727 N MAIN ST, CARROLL, IA 51401-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage IOWA SAVINGS BANK |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESTSIDE STATE BANK |
| Nov 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance IOWA STATE SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Prior Sale | Apr 27, 2022 · Amount on File |
| Deed Document Number | 20252075 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARROLL IA |
| Recording Date | Aug 4, 2025 |
| Property Address | 727 N MAIN ST, CARROLL, IA 51401-2327 |
| Document Number | 0020252075 |
| Instrument Date | Jul 24, 2025 |
| Instrument | 2025-2075 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 727 N MAIN ST, CARROLL, IA 51401-2327 |
| Document Number | 0020252078 |
|---|---|
| Date | Aug 4, 2025 |
| Instrument | 2025-2078 |
| Name | IOWA SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 65 Months |
| Due | Jan 4, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 727 N MAIN ST, CARROLL, IA 51401-2327 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020221414 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022-1414 |
| Name | WESTSIDE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 27, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL IA |
| Property Address | 727 N MAIN ST, CARROLL, IA 51401-2327 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | 20193421 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019-3421 |
| Name | IOWA STATE SAVINGS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2029 |
The 2026 property tax bill for 727 N Main St was $2,046.
Source: Carroll County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Carroll County |
| Municipality | Carroll City |
| Unified School District | Carroll Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,046.00 | $182,490 (+3.69%) Land $20,000 Building $162,490 | $182,490 (+3.69%) Land $20,000 Building $162,490 |
| 2025 | $2,046.00 | $176,000 Land $20,000 Building $156,000 | $176,000 Land $20,000 Building $156,000 |
| 2023 | $153,290 (+32.83%) Land $20,000 Building $133,290 | $153,290 Land $20,000 Building $133,290 | |
| 2022 | $115,400 Land $16,670 Building $98,730 | ||
| 2021 | $115,400 Land $16,670 Building $98,730 | ||
| 2018 | $1,706.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 727 N Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Jun 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 727 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BTC Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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