727 Morgan St, Elgin, IL 60123 Property Records

Kane County property record for 727 Morgan St, Elgin, IL 60123 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	992 sqft Living Area
Lot Size	13,031 sqft (0.299 acres)
Garage	Attached
Occupancy	Owner Occupied
Tax Bill	$5,338.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-182-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	4 Rooms
Building Area	992 sqft Living Area
Gross Area	1,984 sqft Gross Area
1st Floor	992 sqft 1st Floor
Basement Area	992 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame Construction
Lot Area	13,031 sqft (0.299 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	727 MORGAN ST
City	ELGIN
State	IL
Zip	60123-7441
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W H WILCOXS 3RD ADDN NORTH 1/2 EXCEPT WEST 69 FT 11 1/2 IN LOT 7 BLOCK 3
Legal Subdivision	W H WILCOXS 3RD ADDN
Legal Block	3
Legal Lot Number	7
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	4
Census Block	4009
Census Tract	851600

Owner

Source: Kane County records · APN 06-23-182-007

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	727 MORGAN ST, ELGIN, IL 60123-7441
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Nov 29, 2021
Property Address	727 MORGAN ST, ELGIN, IL 60123-7441
Document Number	0000088861
Instrument Date	Jul 19, 2021
Instrument	2021K088861
Transaction Type	Transfer
Record Updated	Dec 08, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	727 MORGAN ST, ELGIN, IL 60123-7441

Mortgage

Document Number	0000088862
Date	Nov 29, 2021
Instrument	2021K088862

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,338.00 (+15.82%) Homeowner's exemption	$77,974 (+8.57%) Land $23,314 Building $54,660	$234,016 (+8.57%) Land $69,970 Building $164,046
2024		$71,819 (+21.39%) Land $21,474 Building $50,345	$215,543 (+21.44%) Land $64,448 Building $151,095
2022	$4,609.00 (+16.59%) Homeowner's exemption	$59,162 (+6.96%) Land $17,689 Building $41,473	$177,486 (+6.96%) Land $53,067 Building $124,419
2021	$3,953.00 Homeowner's exemption	$55,312 Land $16,538 Building $38,774	$165,936 Land $49,614 Building $116,322