727 Monterey Ln, Vista, CA 92084 Property Records

San Diego County property record for 727 Monterey Ln, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 1973
Lot Size	0.175 acres (7,600 sqft)
Owner	Company Name on File
Last Sale	$630,000 (Mar 2021)
Tax Bill	$4,389 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Apr 2021 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`173-460-13-00`

Property Details

APN / Parcel Number

Primary APN	`173-460-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	7,600 sqft (0.175 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	727 MONTEREY LN
City	VISTA
State	CA
Zip	92084-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-B
Legal Description	LOT 5 TR 007342
Legal Subdivision	GREENWOOD VILLAGE
Legal Tract	007342
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	19205

Owner

727 Monterey Ln is owned by a company that bought it in March 2021 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	727 MONTEREY LN, VISTA, CA 92084-3119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LADERA LENDING INC
Apr 1, 2021	Intrafamily Transfer, Transfer
Mar 4, 2021	Grant Deed, Transfer · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Apr 23, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on File
Deed Sale	Mar 4, 2021 · Amount on File
Prior Sale	Jun 1, 2016 · Amount on File
Deed Document Number	2021167937
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	727 MONTEREY LN, VISTA, CA 92084-3119
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, UNLS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 MONTEREY LN, VISTA, CA 92084-3119

Mortgage

Document Number	0000001176
Date	Jan 5, 2026
Instrument	2026-0001176

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2021
Property Address	727 MONTEREY LN, VISTA, CA 92084-3119
Document Number	0000251106
Map Reference	MAP 7342
Instrument Date	Mar 4, 2021
Instrument	2021-0251106
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 MONTEREY LN, VISTA, CA 92084-3119

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 4, 2021
Property Address	727 MONTEREY LN, VISTA, CA 92084-3119
Document Number	0000167937
Map Reference	MAP 7342
Instrument Date	Feb 3, 2021
Instrument	2021-0167937
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 MONTEREY LN, VISTA, CA 92084-3119

Mortgage

Document Number	0000167938
Date	Mar 4, 2021
Instrument	2021-0167938

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	727 MONTEREY LN, VISTA, CA 92084-3119
Document Number	0000157888
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 8, 2019
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	727 MONTEREY LN VISTA CA 920843119, VISTA, CA 92084-3119

Mortgage

Document Number	0000157888
Date	Apr 30, 2019
Instrument	157888

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2018
Property Address	727 MONTEREY LN, VISTA, CA 92084-3119
Document Number	0000386126
Instrument Date	Sep 11, 2018
Instrument	386126
Transaction Type	Transfer
Record Updated	Sep 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	727 MONTEREY LN VISTA CA 920843119, VISTA, CA 92084-3119

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	727 MONTEREY LN, VISTA, CA 92084-3119
Document Number	0000298061
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	727 MONTEREY LN VISTA CA 920843119, VISTA, CA 92084-3119

Mortgage

Document Number	0000298061
Date	Jul 23, 2018
Instrument	298061

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 727 Monterey Ln was $4,389 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$332,831 (+2%) Land $135,795 Building $197,036
2025	$4,389.00 Homeowner's exemption	$326,306 Land $133,133 Building $193,173
2023	$4,095.00 (+0.24%) Homeowner's exemption	$313,637 Land $127,964 Building $185,673
2022	$4,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 727 Monterey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 727 Monterey Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Orion Broadband, San Diego Broadband, T-Mobile, Verizon.

727 Monterey Ln, Vista, CA 92084 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Monterey Ln

Nearby Streets

Search Property Records by Address or Parcel Number