727 Laurel St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 727 Laurel St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,924 sqft · built 1915
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Jul 2020)
Tax Bill	$10,504 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21E10DB10100`

Property Details

APN / Parcel Number

Primary APN	`21E10DB10100`
Alternative APN	`00266562`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,924 sqft Living Area
Basement Area	1,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,522 sqft (0.54 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	00266562
Street Address	727 LAUREL ST
City	LAKE OSWEGO
State	OR
Zip	97034-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7.5
Legal Description	79 SOUTH OSWEGO LTS 1, 2, 8 & PT LTS 6 & 7 BLK 14
Legal Range	1E
Legal Township	2S
Legal Section	10
Legal Subdivision	SOUTH OSWEGO
Legal Block	14
Legal Lot Number	1-2,6
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2005
Census Tract	20503

Owner

Source: Clackamas County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	727 LAUREL ST, LAKE OSWEGO, OR 97034-4901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on Record
Deed Sale	Jul 1, 2020 · Amount on Record
Prior Sale	Sep 16, 2016 · Amount on Record
Deed Document Number	202050788
Prior Transfer Date	Feb 1, 2013
Prior Transfer Doc	0000011368
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	727 LAUREL ST, LAKE OSWEGO, OR 97034-4901
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111049
Date	Dec 27, 2021
Instrument	2021-111049

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jul 1, 2020
Property Address	727 LAUREL ST, LAKE OSWEGO, OR 97034-4901
Document Number	0000050788
Instrument Date	Jun 26, 2020
Instrument	2020-050788
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 LAUREL ST, LAKE OSWEGO, OR 97034-4901

Mortgage

Document Number	0000050789
Date	Jul 1, 2020
Instrument	2020-050789

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,504.00 (+5.84%)	$548,199 (+6.09%)	$1,318,943 (+2.28%) Land $600,733 Building $718,210
2023	$9,924.00 (+3.06%)	$516,732 (+3%)	$1,289,530 (+5.37%) Land $582,620 Building $706,910
2022	$9,629.00	$501,682	$1,223,855 Land $549,415 Building $674,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2001–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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