727 Joyce Ln, Florence, SC 29501 Property Records

Florence County property record for 727 Joyce Ln, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,953 sqft · built 1979
Lot Size	0.33 acres (14,249 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2018)
Tax Bill	$659 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jan 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00511-01-076`

Property Details

APN / Parcel Number

Primary APN	`00511-01-076`
Alternative APN	`15031530`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	14,249 sqft (0.33 acres)
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	727 JOYCE LN
City	FLORENCE
State	SC
Zip	29501-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	OAKDALE LT 76
Legal Subdivision	OAKDALE SUBDIVISION SECTION III
Legal Lot Number	76
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3020
Census Tract	102

Owner

Source: Florence County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	727 JOYCE LN, FLORENCE, SC 29501-8835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 13, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 11, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Oct 13, 2021	Agreement of Sale, Transfer
Apr 24, 2018	Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Jan 22, 2007 · Amount on Record
Deed Book / Page	743 / 142
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	727 JOYCE LN, FLORENCE, SC 29501-8835
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 JOYCE LN, FLORENCE, SC 29501-8835

Mortgage

Document Number	0010880919
Date	Feb 16, 2024
Book Page	1088/919
Instrument	2024002147

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	May 1, 2048

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	727 JOYCE LN, FLORENCE, SC 29501-8835
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 JOYCE LN, FLORENCE, SC 29501-8835

Mortgage

Document Number	DMA11371140
Date	Jan 13, 2025
Book Page	DMA1137/1140
Instrument	2025000382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD, BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	280 Months
Due	May 1, 2048

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	727 JOYCE LN, FLORENCE, SC 29501-8835
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 JOYCE LN, FLORENCE, SC 29501-8835

Mortgage

Document Number	DMA11611121
Date	Jun 11, 2025
Book Page	DMA1161/1121
Instrument	2025007585

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	275 Months
Due	May 1, 2048

October 2021: Agreement of Sale, Transfer

Document Type	Agreement of Sale
Jurisdiction	FLORENCE SC
Recording Date	Oct 13, 2021
Property Address	727 JOYCE LN, FLORENCE, SC 29501-8835
Document Number	0009531818
Book / Page	953 / 1818
Map Reference	MB 68 PG 314
Instrument Date	Sep 23, 2021
Transaction Type	Transfer
Record Updated	Mar 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 JOYCE LN, FLORENCE, SC 29501-8835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1156 BOWMAN RD UNIT 200, 200, MOUNT PLEASANT, SC 29464-3858
Investor	Possibly a Property Investor

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLORENCE SC
Recording Date	Apr 24, 2018
Property Address	727 JOYCE LN, FLORENCE, SC 29501-8835
Document Number	0007430142
Book / Page	743 / 0142
Map Reference	MB68 PG314
Instrument Date	Apr 23, 2018
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 JOYCE LN, FLORENCE, SC 29501-8835

Mortgage

Document Number	0007430146
Date	Apr 24, 2018
Instrument	743/0146

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$659.00 (-1.93%)	$6,887 (-99.86%) Land $800 Building $6,087	$172,183 (-98.62%) Land $20,000 Building $152,183
2023	$672.00 (+19.36%) Homeowner's exemption	$4,985,048 (+99,900.96%) Land $800,000 Building $4,185,048	$12,462,621 (+9,900.02%) Land $2,000,000 Building $10,462,621
2022	$563.00 Homeowner's exemption	$4,985 Land $800 Building $4,185	$124,626 Land $20,000 Building $104,626

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (2015–2016)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: AT&T, T-Mobile.

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