Kane County property record for 727 Harmony Ct, North Aurora, IL 60542
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,131 sqft · built 1995 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2025) |
| Tax Bill | $5,681 (2025) |
| Deeds & Mortgages | Feb 2025 Second Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-254-007 |
| Primary APN | 15-05-254-007 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 1,131 sqft |
| Basement Area | 1,131 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 727 HARMONY CT |
|---|---|
| City | NORTH AURORA |
| State | IL |
| Zip | 60542-1578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVER TRAIL SUB N PT OF LOT 5 |
| Legal Subdivision | SILVER TRAIL SUB |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | AURORA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 853004 |
727 Harmony Ct is owned by two individuals who bought it in November 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 920 TOWNE AVE, BATAVIA, IL 60510-3547 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Nov 12, 2025 | Deed, Transfer · Conventional Mortgage LOWER LLC |
| May 24, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on File |
| Deed Sale | Nov 12, 2025 · Amount on File |
| Prior Sale | May 24, 2023 · Amount on File |
| Deed Document Number | 202544828 |
| Prior Transfer Date | Sep 27, 1995 |
| Prior Transfer Doc | 0000062947 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 727 HARMONY CT, NORTH AURORA, IL 60542-1578 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Title Company | AMERICAN NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006731 |
|---|---|
| Date | Feb 25, 2025 |
| Instrument | 2025K006731 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 10.4% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 12, 2025 |
| Property Address | 727 HARMONY CT, NORTH AURORA, IL 60542-1578 |
| Document Number | 0000044828 |
| Map Reference | DOC 94K010865 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025K044828 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 727 HARMONY CT, NORTH AURORA, IL 60542-1578 |
| Document Number | 0000044829 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025K044829 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 24, 2023 |
| Property Address | 727 HARMONY CT, NORTH AURORA, IL 60542-1578 |
| Document Number | 0000016648 |
| Map Reference | DOC 1994K010865 |
| Instrument Date | May 16, 2023 |
| Instrument | 2023K016648 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | NOT AVAILABLE, CHI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 727 HARMONY COUIT, NORTH AURORA, IL 60542 |
| Name | Verified Name |
|---|---|
| Address | 711 S 8TH ST, ST CHARLES, IL 60174-3744 |
| Document Number | 0000016649 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 2023K016649 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate | 6.25% |
|---|
The 2025 property tax bill for 727 Harmony Ct was $5,681, down 0.7% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Aurora Township |
| Municipality | North Aurora Village |
| Unified School District | Aurora West Unit School District 129 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,681.00 (-0.7%) | $90,988 (+9.39%) Land $13,754 Building $77,234 | $273,073 (+9.39%) Land $41,279 Building $231,795 |
| 2024 | $5,721.00 Homeowner's exemption | $83,177 Land $12,573 Building $70,604 | $249,631 Land $37,734 Building $211,897 |
| 2022 | $2,474.00 (-2.98%) Homeowner's exemption | $64,961 (+7.41%) Land $10,250 Building $54,711 | $194,883 (+7.41%) Land $30,750 Building $164,133 |
| 2021 | $2,550.00 Homeowner's exemption | $60,480 Land $9,543 Building $50,937 | $181,440 Land $28,629 Building $152,811 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 727 Harmony Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 727 Harmony Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH AURORA serves 18,261 people · EPA ID IL0890600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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