727 Greenoch Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 727 Greenoch Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,872 sqft · built 1978
Lot Size	0.404 acres (17,598 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Nov 2021)
Tax Bill	$3,886 (2026)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`S8415-00-00030-0`

Property Details

APN / Parcel Number

Primary APN	`S8415-00-00030-0`
Alternative APN	`428692`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	2,424 sqft
1st Floor Area	1,272 sqft
Upper Floors Area	600 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	17,598 sqft (0.404 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	749 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	727 GREENOCH LOOP
City	OAK HARBOR
State	WA
Zip	98277-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	WHIDBEY HIGHLANDS LOT 30
Legal Subdivision	WHIDBEY HIGHLANDS
Legal Lot Number	30
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3007
Census Tract	970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Intrafamily Transfer, Transfer PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE OF ISLAND CNTY
Nov 5, 2021	Warranty Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD
Nov 6, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Feb 15, 2018	Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE
Jul 3, 2017	Quit Claim Deed, Transfer · Seller Carry-Back EASTSIDE FUNDING LLC
Jul 3, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Prior Sale	Feb 15, 2018 · Amount on Record
Deed Document Number	20214533207
Prior Transfer Date	Jun 28, 2017
Prior Transfer Doc	0004425540
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Nov 5, 2021
Property Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004533208
Map Reference	VOL 7 PG 76
Instrument Date	Nov 4, 2021
Instrument	4533208
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE OF ISLAND CNTY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 5, 2021
Property Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004533207
Map Reference	VOL 7 PG 76
Instrument Date	Nov 2, 2021
Instrument	4533207
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE OF ISLAND CNTY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435

Mortgage

Document Number	0004533209
Date	Nov 5, 2021
Instrument	4533209

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004501578
Date	Nov 6, 2020
Instrument	4501578

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Dec 1, 2047

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Feb 15, 2018
Property Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004439264
Map Reference	VOL7 PG76
Instrument Date	Feb 7, 2018
Instrument	4439264
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE CO OF WASHINGT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,985.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435

Mortgage

Document Number	0004439265
Date	Feb 15, 2018
Instrument	4439265

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 3, 2017
Property Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004425541
Map Reference	VOL7 PG76
Instrument Date	Jun 23, 2017
Instrument	4425541
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3927 LAKE WASHINGTON BLVD NE, 3927, KIRKLAND, WA 98033-7812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17302 MEADOW LN, MOUNT VERNON, WA 98274-7764

Mortgage

Document Number	0004425542
Date	Jul 3, 2017
Instrument	4425542

Lender

Name	EASTSIDE FUNDING LLC
Type	REO / Foreclosure Company

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Mortgage

Document Number	0004425543
Date	Jul 3, 2017
Instrument	4425543

Lender

Name	EASTSIDE FUNDING LLC
Type	REO / Foreclosure Company
Address	KIRKLAND, WA 98033

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ISLAND WA
Recording Date	Jul 3, 2017
Property Address	727 GREENOCH LOOP, OAK HARBOR, WA 98277-9435
Document Number	0004425540
Instrument Date	Jun 23, 2017
Instrument	4425540
Transaction Type	Foreclosure
Record Updated	Jul 14, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3927 LAKE WASHINGTON BLVD NE KIRKLAND WA 980337812, KIRKLAND, WA 98033-7812

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,886.00 (+8.28%)
2025	$3,589.00 (-0.33%)	$503,481 (-1.54%) Land $200,000 Building $303,481	$503,481 (-1.54%) Land $200,000 Building $303,481
2023	$3,601.00	$511,338 (+5.33%) Land $200,000 Building $311,338	$511,338 (+5.33%) Land $200,000 Building $311,338
2022		$485,482 Land $200,000 Building $285,482	$485,482 Land $200,000 Building $285,482

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHIDBEY HIGHLANDS WATER ASSOC private · serves 62 people · EPA ID WA5396050
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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