727 Grayling Lake Dr, Bigfork, MT 59911 Property Records

Flathead County property record for 727 Grayling Lake Dr, Bigfork, MT 59911

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,225 sqft · built 2021
Lot Size	11.2 acres (490,921 sqft)
Owner	Trust Name on File
Last Sale	$2,660,000 (Nov 2022)
Tax Bill	$8,926 (2026)
Deeds & Mortgages	Sep 2020 Construction Loan Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0740739`

Property Details

APN / Parcel Number

Primary APN	`R0740739`
Alternative APNs	`07-3968-31-2-01-25-0000` `0000002557`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,225 sqft Living Area
1st Floor Area	3,225 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	490,921 sqft (11.2 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,524 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0000002557
Street Address	727 GRAYLING LAKE DR
City	BIGFORK
State	MT
Zip	59911-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S31, T28 N, R19 W, 15275-11, PARCEL N/A, TR 5CBB IN L 1 & NE4NW4
Legal Range	19W
Legal Township	28N
Legal Section	31
Legal Subdivision	CERTIFICATE OF SURVEY NO 15275
Jurisdiction	FLATHEAD MT
Township / Civil Division	CRESTON-BIGFORK
Census Block Group	2
Census Block	2031
Census Tract	1306

Owner

727 Grayling Lake Dr is owner-occupied and held in a trust since November 2022.

Source: Flathead County records, as of September 11, 2026

Owner of Record	Trust Name on File
Mailing Address	727 GRAYLING LAKE DR, BIGFORK, MT 59911-6725
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Construction Mortgage VALLEY BANK OF KALISPELL
Nov 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Dec 18, 2018	Warranty Deed, Transfer · Commercial Mortgage VALLEY BANK OF KALISPELL
Apr 25, 2017	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Dec 18, 2018 · Amount on File
Deed Document Number	202228925
Prior Transfer Date	Nov 10, 2022
Prior Transfer Doc	0000028925
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	727 GRAYLING LAKE DR, BIGFORK, MT 59911-6725
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000031665
Date	Sep 23, 2020
Instrument	202000031665

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Mar 15, 2022

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 16, 2022
Property Address	727 GRAYLING LAKE DR, BIGFORK, MT 59911-6725
Document Number	202200028925
Instrument Date	Nov 10, 2022
Instrument	202200028925
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	727 GRAYLING LAKE DR, BIGFORK, MT 59911-6725

Mortgage

Document Number	202200028926
Date	Nov 16, 2022
Instrument	202200028926

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 18, 2018
Property Address	727 GRAYLING LAKE DR, BIGFORK, MT 59911-6725
Document Number	201800030250
Instrument Date	Dec 14, 2018
Instrument	201800030250
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 N DYLAN RD, WALES, WI 53183-9791

Mortgage

Document Number	201800030251
Date	Dec 18, 2018
Instrument	201800030251

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 20, 2019

April 2017: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	FLATHEAD MT
Recording Date	Apr 25, 2017
Property Address	727 GRAYLING LAKE DR, BIGFORK, MT 59911-6725
Document Number	201700008213
Instrument Date	Apr 4, 2017
Instrument	201700008213
Record Updated	Aug 14, 2023

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 7546, KALISPELL, MT 59904-0546

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 7546, KALISPELL, MT 59904-0546
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 727 Grayling Lake Dr was $8,926.

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Bigfork Elementary School District (PK - 08)
Secondary School District	Bigfork High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,926.00	$2,111,100
2025			$2,111,100 Land $484,191 Building $1,626,909
2023	$8,733.00	$1,372,600	$1,372,600 Land $394,514 Building $978,086

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 Grayling Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 727 Grayling Lake Dr is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 65% of Montana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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