St. Johns County property record for 727 Gilda Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1982 |
| Lot Size | 0.23 acres (10,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Nov 2021) |
| Tax Bill | $4,493 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 284181-0040 |
| Primary APN | 284181-0040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 2,326 sqft |
| 1st Floor Area | 1,516 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,018 sqft (0.23 acres) |
| Lot Dimensions | 110 ft deep x 87 ft wide |
| Garage Type | Attached |
| Garage Area | 524 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 494 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 727 GILDA DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-7603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 14/40-46 ST AUG SHORES UNIT 6 LOT 4 BLK 181 OR5431/928 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 40 |
| Legal Subdivision | ST. AUGUSTINE SHORES UNIT 6 |
| Legal Block | 181 |
| Legal Lot Number | 4 |
| Legal Unit | 6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 21211 |
Source: St. Johns County records · APN 284181-0040
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28 ALCIRA CT, SAINT AUGUSTINE, FL 32086-7620 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Jul 16, 2020 | Loan Modification, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING |
| Sep 04, 2018 | Trustee's Deed, Foreclosure · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Sep 04, 2018 · Amount on Record |
| Deed Document Number | 2021128910 |
| Deed Book / Page | 5431 / 928 |
| Prior Transfer Date | Apr 19, 2007 |
| Prior Transfer Doc | 0029241611 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 30, 2021 |
| Property Address | 727 GILDA DR, SAINT AUGUSTINE, FL 32086-7603 |
| Document Number | 0054310928 |
| Book / Page | 5431 / 928 |
| Map Reference | MB 14 PG 40-46 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021128910 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,415.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 207 PUEBLA RD, ST AUGUSTINE, FL 32080-7664 |
| Name | Verified Name |
|---|---|
| Address | 727 GILDA DR, ST AUGUSTINE, FL 32086-7603 |
| Document Number | 0005431930 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 5431/930 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 727 GILDA DR, SAINT AUGUSTINE, FL 32086-7603 |
| Document Number | 0050280278 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 727 GILDA DR ST AUGUSTINE FL 320867603, ST AUGUSTINE, FL 32086-7603 |
| Document Number | 0050280278 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 005028/000278 |
| Instrument | 72703 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 27, 2060 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 04, 2018 |
| Property Address | 727 GILDA DR, SAINT AUGUSTINE, FL 32086-7603 |
| Document Number | 0046061226 |
| Book / Page | 4606 / 1226 |
| Map Reference | MB14 PG40-46 |
| Instrument Date | Aug 27, 2018 |
| Instrument | 2018063963 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 727 GILDA DR, SAINT AUGUSTINE, FL 32086-7603 |
| Document Number | 2018063964 |
|---|---|
| Date | Sep 04, 2018 |
| Instrument | 2018063964 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,878 (-3.87%) Land $98,519 Building $198,359 | $296,878 (-3.87%) Land $98,519 Building $198,359 | |
| 2025 | $4,493.00 (+11.19%) | $308,814 (+2.27%) | $308,814 (+2.27%) Land $92,981 Building $215,833 |
| 2024 | $4,041.00 (-9.66%) | $301,965 (-9.16%) | $301,965 (-9.16%) Land $92,981 Building $208,984 |
| 2023 | $4,473.00 (+5.15%) | $332,414 (+5.87%) | $332,414 (+5.87%) Land $92,981 Building $239,433 |
| 2022 | $4,254.00 | $313,991 | $313,991 Land $60,169 Building $253,822 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 109 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 109 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 310 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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