727 Florida Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 727 Florida Ave, Richmond, CA 94804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 855 sqft · built 1959
Lot Size0.057 acres (2,500 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Jul 2018)
Tax Bill$7,355 (2025)
Deeds & MortgagesMar 2017 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-221-017-1

Property Details

APN / Parcel Number

Primary APN550-221-017-1
Alternative APN
  • 550-221-017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area855 sqft Living Area
1st Floor Area855 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1970
Lot Area2,500 sqft (0.057 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address727 FLORIDA AVE
CityRICHMOND
StateCA
Zip94804-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSANTA FE 27 34
Legal SubdivisionSANTA FE
Legal Block34
Legal Lot Number27
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group4
Census Block4007
Census Tract379000

Owner

727 Florida Ave is owned and occupied by an individual who bought it in July 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner of RecordIndividual Name on File
Mailing Address727 FLORIDA AVE, RICHMOND, CA 94804-2333
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2017Deed of Trust, Mortgage
BOFI FEDERAL BANK
Apr 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Jul 16, 2018Grant Deed, Transfer · Conventional with PMI
CITYWIDE HM LNS CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 16, 2018 · Amount on File
Deed SaleJul 16, 2018 · Amount on File
Prior SaleMay 9, 2013 · Amount on File
Deed Document Number2018112266
Prior Transfer DateDec 9, 1999
Prior Transfer Doc0000323732
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address727 FLORIDA AVE, RICHMOND, CA 94804-2333
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056839
DateMar 31, 2017
Instrument2017-056839
Lender
NameBOFI FEDERAL BANK
TypeBank
AddressSAN DIEGO, CA 92122
Agreement
AmountAmount on Record

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address727 FLORIDA AVE, RICHMOND, CA 94804-2333
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070914
DateApr 15, 2020
Instrument2020-070914
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 16, 2018
Property Address727 FLORIDA AVE, RICHMOND, CA 94804-2333
Document Number0000112266
Instrument DateJul 9, 2018
Instrument112266
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$407.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 FLORIDA AVE RICHMOND CA 948042333, RICHMOND, CA 94804-2333

Mortgage

Document Number112267
DateJul 16, 2018
Instrument112267
Lender
NameCITYWIDE HM LNS CORP
AddressSANDY, UT 84070
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 727 Florida Ave was $7,355.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$420,989 (+2%) Land $318,816 Building $102,173
2025$7,355.00$412,735 Land $312,565 Building $100,170
2023$7,110.00 (+1.94%)$396,710 Land $300,429 Building $96,281
2022$6,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 727 Florida Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 727 Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

Nearby Properties on Florida Ave

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